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Estimating Changes in Supervisory Standards and Their Economic Effects
Social Science Research Network
The disappointingly slow recovery in the U.S. from the recent recession and financial crisis has once again focused attention on the relationship between financial frictions and economic growth. With bank loans having only recently started growing and still sluggish, some bankers and borrowers have suggested that unnecessarily tight supervisory policies have been a constraint on new lending that is hindering recovery. This paper explores one specific aspect of supervisory policy: whether thedoi:10.2139/ssrn.2193898 fatcat:f5ozaxwps5g5rezfpcmpfh6z4u