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Impact of learning through credit and value creation on the efficiency of Japanese commercial banks
2021
Financial Innovation
AbstractThis study investigates the learning curve of commercial banks regarding the efficiency of credit and value creation. However, current empirical methods for accessing the learning curve in organizations are not suitable for use in financial institutions. Considering bank-specific characteristics, we introduce a dynamic learning curve using a cost function adjusted to capture learning-by-doing in banks. Using the model, we test several hypotheses on the impact of bank intermediary
doi:10.1186/s40854-021-00268-8
fatcat:24szorkmgfh4blwfsuobta76hy