Educação financeira: por que precisamos dela? [chapter]

Adriana Toledo
2021 Estratégia nacional de educação financeira (ENEF): em busca de um Brasil melhor  
For the longest time, roughly from the 16th century, with the establishment of capitalism around the world, people have been working towards ways of ensuring their survival by accumulating assets and money. Capitalism is a system predominated by private ownership and the constant quest for profit and the accumulation of wealth. Despite being conceived as an economic system model, it influences political, social, cultural, ethical and many other spheres, encompassing our affecting our entire
more » ... ting our entire nation. With the onset of globalization over the past 50 years, the capitalist system has become the predominant system throughout the world and effects all beings in one way or another. In an effort to generate wealth, many factors influence decisions made within the world of finances, and ignorance of the theme is no longer an option. Financial education is an important discipline in providing citizens the opportunity to exercise their rights and duties within the financial world, allowing for more accurate decision-making. Financial citizenship entails an individual's ability to make the right choices, exercising their rights and fulfilling the associated duties. It is a concept taken from the term citizenship.
doi:10.52343/riemmaeditora.978-65-00-11588-8.1 fatcat:np776y4ktvhrboy7zxz5ar5gey