X-ray luminous clusters of galaxies at z~1 are emerging as major cosmological probes and are fundamental tools to study the cosmic large-scale structure and environmental effects of galaxy evolution at large look-back times. We present details of the newly-discovered galaxy cluster XMMU J0104.4-0630 at z=0.947 and a probable associated system in the LSS environment. The clusters were found in a systematic study for high-redshift systems using deep archival XMM-Newton data for the serendipitous

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... etection and the X-ray analysis, complemented by optical/NIR imaging observations and spectroscopy of the main cluster. We find a well-evolved, intermediate luminosity cluster with Lx=(6.4+-1.3)x10^43 erg/s (0.5-2.0 keV) and strong central 1.4 GHz radio emission. The cluster galaxy population exhibits a pronounced transition toward bluer colors at cluster-centric distances of 1-2 core radii, consistent with an age difference of 1-2 Gyr for a single burst solar metallicity model. The second, less evolved X-ray cluster at a projected distance of 6.4 arcmin (~3 Mpc) and a concordant red-sequence color likely forms a cluster-cluster bridge with the main target as part of its surrounding large-scale structure at z~0.95.