Research on the Formation Mechanism of Cross-border E-commerce Payment Risk

Xiaoyong Guan, Jie Ren
2019 Proceedings of the 2019 3rd International Conference on Economic Development and Education Management (ICEDEM 2019)   unpublished
Cross-border payment is an important part of cross-border e-commerce development, the risks arising from the payment process will have a huge impact on the completion of cross-border trade. Payment risk research is also an important part of the risk security mechanism. Through literature and on-site investigation and research, there are many risks in the cross-border payment, such as liquidity risks in the process of cross-border payment, irregular development of payment market, loopholes in
more » ... et, loopholes in information technology, lag and gap in payment laws, and poor adaptability of laws and payment markets. Then, based on the characteristics of China's economic development and the development needs of cross-border e-commerce, suggestions for improvement are proposed from aspects of market, credit, technology and law.
doi:10.2991/icedem-19.2019.84 fatcat:t4ngntpivnhpxbie6zgohbv5gu