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Rapid technological advancements are changing our day-to-day lives. Technology has improved the way people think, act and respond. Presently, with the growth of digital revolution, everyone is reliant on information technology. Banks are using information technology that is built by the most intelligent brains and at the same time there are folks who are equally intelligent with technical knowledge but use their intelligence negatively and end up in performing unethical tasks. The intention ofdoi:10.12785/ijcnt/060103 fatcat:j575axv6tndypiwkbcvg6gmiei