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This research paper examines the impact of the microfinance sector on small/micro enterprises in Ghana. The study uses 2007 BEEPS data and employs the financing constraints approach used by several other researchers in the study area to study if the presence of microfinance institutions has been successful in alleviating financing constraints associated with small enterprises. This is done by comparing investment sensitivity to internally generated funds (cash flow) in enterprises with anddoi:10.5539/ijef.v8n3p137 fatcat:eczubr3ibja4de5t5iaccbugla