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A mutual fund is a trust that pools the savings of a number of investors who share a common financial goal. The money thus collected is then invested in capital market instruments such as shares, debentures and other securities. Indian mutual fund has gained a lot of popularity from the past few years. UTI was the first concern to deal with mutual fund in India. Hence, the study was conducted to compare the performance ion the Investment of mutual funds with UTI AND SBI. To conduct the study
... onduct the study the research methodology adopted are Average return, Beta, Standard Deviation, Sharpe Ratio, Treynor Ratio and Jensens Measures. Overall the study conducted revealed that investment in UTI (Equity, balanced and liquid fund) is better compared to SBI funds over the last five years. Introduction In an economy, the financial system facilitates the transformation of savings of individuals, governments and businesses into investment and consumption. Such system consists of various intermediaries, markets, instruments and services. A number of financial institutions act as mobilize and depositors of savings, suppliers of credit and also providers of various financial services to the community. These institutions vary in their roles, objectives and offerings and can be classified on the basis of their primary activities, or the degree of their specialization in relation to savers, investors and borrowers with whom they deal. In fact, for many people, investment means only buying of mutual funds. After all, it is common knowledge that investing in mutual funds is (or at least should be) better than simply letting your cash waste away in a savings account, but, for most people, that's where the understanding of funds ends. It doesn't help that mutual fund salespeople speak a strange language full of jargons that many investors don't understand.