In d ia n Au to ma t ed Te l l e r Ma ch in e (AT M) in d u s tr y h a s se en exp lo s iv e g ro wth in r ecen t t ime s. S ta te Ba n k o f I n d ia i s th e la rg es t co m me rc ia l b a n k in te rm s o f a ss et s, d ep o s it s, p ro f it s, b ra n ch e s, cu s to me r s a n d e mp lo y ee s. I t h a s 20403 o n si te a n d 2 9 3 2 1 o ff si te A TM c en t re s , o n e o f th e la rg e st A T M n et wo rk s in th e wo r ld. To d a y, a l mo st a l l th e c u sto me r s a re a c cep t in

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... th e AT M, a s a u sefu l a n d mo d ern to o l fo r d isp en sin g ca s h. Th e o th er se rvi ce s s u ch a s d ep o s it s, fu n d t ra n sfe r s, u ti li ty p a y men ts, o rd e r ch eq u e b o o k a n d rech a rg in g p rep a id ca r d s a re n o t so co mmo n ly u s ed. In th is reg a rd , a s tu d y wa s ca