Filters








15,457 Hits in 3.6 sec

How does an individual's default behavior on an online peer-to-peer lending platform influence an observer's default intention?

Mingfeng Tang, Mei Mei, Cuiwen Li, Xingyang Lv, Xushuang Li, Lihao Wang
<span title="2020-09-30">2020</span> <i title="Springer Science and Business Media LLC"> <a target="_blank" rel="noopener" href="https://fatcat.wiki/container/fbo3kqq2t5cetjcpypcwevp5yq" style="color: black;">Financial Innovation</a> </i> &nbsp;
Based on the findings, we provide management suggestions in the context of online P2P lending.  ...  Previous studies indicate that individuals' default behaviors on online peer-to-peer (P2P) lending platforms greatly influence other borrowers' default intentions.  ...  The next section reviews the existing research on online P2P lending default behavior, such the measurements of online P2P lending defaults and the predictors of loan default behavior.  ... 
<span class="external-identifiers"> <a target="_blank" rel="external noopener noreferrer" href="https://doi.org/10.1186/s40854-020-00197-y">doi:10.1186/s40854-020-00197-y</a> <a target="_blank" rel="external noopener" href="https://fatcat.wiki/release/wejzteu4kvhsrmjhwwseuedeze">fatcat:wejzteu4kvhsrmjhwwseuedeze</a> </span>
<a target="_blank" rel="noopener" href="https://web.archive.org/web/20201002211635/https://jfin-swufe.springeropen.com/track/pdf/10.1186/s40854-020-00197-y" title="fulltext PDF download" data-goatcounter-click="serp-fulltext" data-goatcounter-title="serp-fulltext"> <button class="ui simple right pointing dropdown compact black labeled icon button serp-button"> <i class="icon ia-icon"></i> Web Archive [PDF] <div class="menu fulltext-thumbnail"> <img src="https://blobs.fatcat.wiki/thumbnail/pdf/78/ab/78aba1e7e9fbac9683ee15461a47658ba3e01a4f.180px.jpg" alt="fulltext thumbnail" loading="lazy"> </div> </button> </a> <a target="_blank" rel="external noopener noreferrer" href="https://doi.org/10.1186/s40854-020-00197-y"> <button class="ui left aligned compact blue labeled icon button serp-button"> <i class="unlock alternate icon" style="background-color: #fb971f;"></i> springer.com </button> </a>

How does P2P Online Lending Individual's Default Behavior Influence on Observer's Default Intention?

Ming-feng TANG, Cui-wen LI, Xing-yang LV, Peng XU
<span title="2018-03-07">2018</span> <i title="DEStech Publications"> <a target="_blank" rel="noopener" href="https://fatcat.wiki/container/qqom5ourhrgeppukalbg7otv5e" style="color: black;">DEStech Transactions on Social Science Education and Human Science</a> </i> &nbsp;
The existing literature shows that individuals' default behavior of Peer to Peer (P2P in abbreviation) online lending has a great influence on observers' default intention.  ...  However, how is the observer's default intention influenced by the P2P online lending defaulter?  ...  Introduction In recent years, P2P online lending platforms have been widely spread in China.  ... 
<span class="external-identifiers"> <a target="_blank" rel="external noopener noreferrer" href="https://doi.org/10.12783/dtssehs/icss2017/19396">doi:10.12783/dtssehs/icss2017/19396</a> <a target="_blank" rel="external noopener" href="https://fatcat.wiki/release/volsb7eoynhcljtkfojgdwzq6i">fatcat:volsb7eoynhcljtkfojgdwzq6i</a> </span>
<a target="_blank" rel="noopener" href="https://web.archive.org/web/20190429122337/http://dpi-proceedings.com/index.php/dtssehs/article/download/19396/18887" title="fulltext PDF download" data-goatcounter-click="serp-fulltext" data-goatcounter-title="serp-fulltext"> <button class="ui simple right pointing dropdown compact black labeled icon button serp-button"> <i class="icon ia-icon"></i> Web Archive [PDF] <div class="menu fulltext-thumbnail"> <img src="https://blobs.fatcat.wiki/thumbnail/pdf/50/60/5060ff66c92a64478d6979a94c2ae8f6b5af97c9.180px.jpg" alt="fulltext thumbnail" loading="lazy"> </div> </button> </a> <a target="_blank" rel="external noopener noreferrer" href="https://doi.org/10.12783/dtssehs/icss2017/19396"> <button class="ui left aligned compact blue labeled icon button serp-button"> <i class="external alternate icon"></i> Publisher / doi.org </button> </a>

Toward an Understanding of Online Lending Intentions: Evidence from a Survey in China

Dongyu Chen, Hao Lou, Craig Van Slyke
<span title="">2015</span> <i title="Association for Information Systems"> <a target="_blank" rel="noopener" href="https://fatcat.wiki/container/3kocyo3l3zdxdhhey2xm7pjnpy" style="color: black;">Communications of the Association for Information Systems</a> </i> &nbsp;
The online peer-to-peer lending marketplace has experienced rapid growth since its inception in 2005.  ...  In this study, we investigate the perceptual drivers of online lending from the perspective of lenders.  ...  Understanding the drivers of lending behaviors benefits lending websites, borrowers, and lenders. P2P lending is distinct from making online purchases in several ways.  ... 
<span class="external-identifiers"> <a target="_blank" rel="external noopener noreferrer" href="https://doi.org/10.17705/1cais.03617">doi:10.17705/1cais.03617</a> <a target="_blank" rel="external noopener" href="https://fatcat.wiki/release/2razroskbffs3n7yygj4fmoxq4">fatcat:2razroskbffs3n7yygj4fmoxq4</a> </span>
<a target="_blank" rel="noopener" href="https://web.archive.org/web/20190427221426/https://aisel.aisnet.org/cgi/viewcontent.cgi?article=3844&amp;context=cais" title="fulltext PDF download" data-goatcounter-click="serp-fulltext" data-goatcounter-title="serp-fulltext"> <button class="ui simple right pointing dropdown compact black labeled icon button serp-button"> <i class="icon ia-icon"></i> Web Archive [PDF] <div class="menu fulltext-thumbnail"> <img src="https://blobs.fatcat.wiki/thumbnail/pdf/53/dd/53ddf53fc76f0a9e2620185235807a552a95318a.180px.jpg" alt="fulltext thumbnail" loading="lazy"> </div> </button> </a> <a target="_blank" rel="external noopener noreferrer" href="https://doi.org/10.17705/1cais.03617"> <button class="ui left aligned compact blue labeled icon button serp-button"> <i class="unlock alternate icon" style="background-color: #fb971f;"></i> Publisher / doi.org </button> </a>

Research on Credit Scoring by Fusing Social Media Information in Online Peer-to-Peer Lending

Yuejin Zhang, Hengyue Jia, Yunfei Diao, Mo Hai, Haifeng Li
<span title="">2016</span> <i title="Elsevier BV"> <a target="_blank" rel="noopener" href="https://fatcat.wiki/container/cx3f4s3qmfe6bg4qvuy2cxezyu" style="color: black;">Procedia Computer Science</a> </i> &nbsp;
In recent years, online Peer-to-Peer (P2P) lending market is rapidly expanding in China.  ...  In this paper, we use public dataset from PPDai, a leading online P2P platform in China to study the loan default.  ...  Especially, 82.39% of the potential default borrowers can be identified. The result can be an important signal for the lenders in online P2P lending.  ... 
<span class="external-identifiers"> <a target="_blank" rel="external noopener noreferrer" href="https://doi.org/10.1016/j.procs.2016.07.055">doi:10.1016/j.procs.2016.07.055</a> <a target="_blank" rel="external noopener" href="https://fatcat.wiki/release/4w3qp2fdifflbmabzwjjfslgki">fatcat:4w3qp2fdifflbmabzwjjfslgki</a> </span>
<a target="_blank" rel="noopener" href="https://web.archive.org/web/20190302171938/https://core.ac.uk/download/pdf/82632114.pdf" title="fulltext PDF download" data-goatcounter-click="serp-fulltext" data-goatcounter-title="serp-fulltext"> <button class="ui simple right pointing dropdown compact black labeled icon button serp-button"> <i class="icon ia-icon"></i> Web Archive [PDF] <div class="menu fulltext-thumbnail"> <img src="https://blobs.fatcat.wiki/thumbnail/pdf/23/b8/23b8325759179b1bbd88623682ef22db00e6eb7a.180px.jpg" alt="fulltext thumbnail" loading="lazy"> </div> </button> </a> <a target="_blank" rel="external noopener noreferrer" href="https://doi.org/10.1016/j.procs.2016.07.055"> <button class="ui left aligned compact blue labeled icon button serp-button"> <i class="unlock alternate icon" style="background-color: #fb971f;"></i> elsevier.com </button> </a>

Social Lending and Its Risks

Martina Pokorná, Miroslav Sponer
<span title="">2016</span> <i title="Elsevier BV"> <a target="_blank" rel="noopener" href="https://fatcat.wiki/container/trfcnrckdvgftcxiz3i6lginty" style="color: black;">Procedia - Social and Behavioral Sciences</a> </i> &nbsp;
But there is an information asymmetry between lenders and borrowers to which online P2P lending platforms have to face.  ...  We went through studies focused on default of corporate entities which were done in different countries and selected some of them.  ...  They also found that non-financial factors may play an important role in understanding credit behaviors.  ... 
<span class="external-identifiers"> <a target="_blank" rel="external noopener noreferrer" href="https://doi.org/10.1016/j.sbspro.2016.05.506">doi:10.1016/j.sbspro.2016.05.506</a> <a target="_blank" rel="external noopener" href="https://fatcat.wiki/release/aidwppvniff63o5tiyvyq2scoi">fatcat:aidwppvniff63o5tiyvyq2scoi</a> </span>
<a target="_blank" rel="noopener" href="https://web.archive.org/web/20171002024719/http://publisher-connector.core.ac.uk/resourcesync/data/elsevier/pdf/aef/aHR0cDovL2FwaS5lbHNldmllci5jb20vY29udGVudC9hcnRpY2xlL3BpaS9zMTg3NzA0MjgxNjMwNjA3Mw%3D%3D.pdf" title="fulltext PDF download" data-goatcounter-click="serp-fulltext" data-goatcounter-title="serp-fulltext"> <button class="ui simple right pointing dropdown compact black labeled icon button serp-button"> <i class="icon ia-icon"></i> Web Archive [PDF] <div class="menu fulltext-thumbnail"> <img src="https://blobs.fatcat.wiki/thumbnail/pdf/0a/9d/0a9dce199e3babac472dac0035ff5b0b5da05be8.180px.jpg" alt="fulltext thumbnail" loading="lazy"> </div> </button> </a> <a target="_blank" rel="external noopener noreferrer" href="https://doi.org/10.1016/j.sbspro.2016.05.506"> <button class="ui left aligned compact blue labeled icon button serp-button"> <i class="unlock alternate icon" style="background-color: #fb971f;"></i> elsevier.com </button> </a>

Exploring the critical factors influencing online lending intentions

Peng Wang, Haichao Zheng, Dongyu Chen, Liangchao Ding
<span title="2015-07-22">2015</span> <i title="Springer Nature"> <a target="_blank" rel="noopener" href="https://fatcat.wiki/container/fbo3kqq2t5cetjcpypcwevp5yq" style="color: black;">Financial Innovation</a> </i> &nbsp;
applied in the field of online lending without verification.  ...  Conclusion: The findings in this research imply that there are profound differences between online lending and online purchasing, thus the results obtained in the traditional e-commerce market cannot be  ...  Acknowledgements The authors appreciate the Chinese Journal of Management Review for granting the permission to publish the revised English version of the paper in the Financial Innovation.  ... 
<span class="external-identifiers"> <a target="_blank" rel="external noopener noreferrer" href="https://doi.org/10.1186/s40854-015-0010-9">doi:10.1186/s40854-015-0010-9</a> <a target="_blank" rel="external noopener" href="https://fatcat.wiki/release/qaeoq736drayfnnuot5gfpw6xq">fatcat:qaeoq736drayfnnuot5gfpw6xq</a> </span>
<a target="_blank" rel="noopener" href="https://web.archive.org/web/20170811065630/https://jfin-swufe.springeropen.com/track/pdf/10.1186/s40854-015-0010-9?site=jfin-swufe.springeropen.com" title="fulltext PDF download" data-goatcounter-click="serp-fulltext" data-goatcounter-title="serp-fulltext"> <button class="ui simple right pointing dropdown compact black labeled icon button serp-button"> <i class="icon ia-icon"></i> Web Archive [PDF] <div class="menu fulltext-thumbnail"> <img src="https://blobs.fatcat.wiki/thumbnail/pdf/3c/60/3c60217431f94d7a7d38e9e56feaeb797dad1d7e.180px.jpg" alt="fulltext thumbnail" loading="lazy"> </div> </button> </a> <a target="_blank" rel="external noopener noreferrer" href="https://doi.org/10.1186/s40854-015-0010-9"> <button class="ui left aligned compact blue labeled icon button serp-button"> <i class="unlock alternate icon" style="background-color: #fb971f;"></i> springer.com </button> </a>

Determinants of default in p2p lending: the Mexican case

Carlos Eduardo Canfield
<span title="2018-03-02">2018</span> <i title="Independent Journal of Management and Production"> <a target="_blank" rel="noopener" href="https://fatcat.wiki/container/rxtx53lrkzbqpa2zqi2gfqflu4" style="color: black;">Independent Journal of Management &amp; Production</a> </i> &nbsp;
and borrower´s traits, in determining default behavior in P2P lending.  ...  In congruence with the literature, on a scale going from the safest to the riskiest, loan quality is positively associated with default behavior.  ...  In a joint effort with credit rating agencies, valuable information for understanding default behavior is shared with the lending communities by the platforms.  ... 
<span class="external-identifiers"> <a target="_blank" rel="external noopener noreferrer" href="https://doi.org/10.14807/ijmp.v9i1.537">doi:10.14807/ijmp.v9i1.537</a> <a target="_blank" rel="external noopener" href="https://fatcat.wiki/release/gzt2iyc5h5cixnssks4ermeax4">fatcat:gzt2iyc5h5cixnssks4ermeax4</a> </span>
<a target="_blank" rel="noopener" href="https://web.archive.org/web/20180721220001/http://www.ijmp.jor.br/index.php/ijmp/article/download/537/774" title="fulltext PDF download" data-goatcounter-click="serp-fulltext" data-goatcounter-title="serp-fulltext"> <button class="ui simple right pointing dropdown compact black labeled icon button serp-button"> <i class="icon ia-icon"></i> Web Archive [PDF] <div class="menu fulltext-thumbnail"> <img src="https://blobs.fatcat.wiki/thumbnail/pdf/64/7a/647adadaadb39ec1c8448e5c485288404efcd819.180px.jpg" alt="fulltext thumbnail" loading="lazy"> </div> </button> </a> <a target="_blank" rel="external noopener noreferrer" href="https://doi.org/10.14807/ijmp.v9i1.537"> <button class="ui left aligned compact blue labeled icon button serp-button"> <i class="unlock alternate icon" style="background-color: #fb971f;"></i> Publisher / doi.org </button> </a>

P2P Lending Fraud Detection: A Big Data Approach [chapter]

Jennifer J. Xu, Yong Lu, Michael Chau
<span title="">2015</span> <i title="Springer International Publishing"> <a target="_blank" rel="noopener" href="https://fatcat.wiki/container/2w3awgokqne6te4nvlofavy5a4" style="color: black;">Lecture Notes in Computer Science</a> </i> &nbsp;
in China.  ...  This research-in-progress paper focuses on a specific type of fraud, loan request fraud, which may be unique to lenders on Chinese P2P lending sites due to the lack of nationwide credit rating systems  ...  We will continue to look for these types of studies and seek deeper understanding of P2P lending fraud. We will conduct field studies in the second phase.  ... 
<span class="external-identifiers"> <a target="_blank" rel="external noopener noreferrer" href="https://doi.org/10.1007/978-3-319-18455-5_5">doi:10.1007/978-3-319-18455-5_5</a> <a target="_blank" rel="external noopener" href="https://fatcat.wiki/release/lf3c6kvkgrg7rlostibo2uswny">fatcat:lf3c6kvkgrg7rlostibo2uswny</a> </span>
<a target="_blank" rel="noopener" href="https://web.archive.org/web/20190227211730/http://pdfs.semanticscholar.org/86c9/b4811d1dbb464fd6a3fb80a2482b0a8b5c2b.pdf" title="fulltext PDF download" data-goatcounter-click="serp-fulltext" data-goatcounter-title="serp-fulltext"> <button class="ui simple right pointing dropdown compact black labeled icon button serp-button"> <i class="icon ia-icon"></i> Web Archive [PDF] <div class="menu fulltext-thumbnail"> <img src="https://blobs.fatcat.wiki/thumbnail/pdf/86/c9/86c9b4811d1dbb464fd6a3fb80a2482b0a8b5c2b.180px.jpg" alt="fulltext thumbnail" loading="lazy"> </div> </button> </a> <a target="_blank" rel="external noopener noreferrer" href="https://doi.org/10.1007/978-3-319-18455-5_5"> <button class="ui left aligned compact blue labeled icon button serp-button"> <i class="external alternate icon"></i> springer.com </button> </a>

Research on the Factors Affecting the Borrowing Efficiency of P2P Online Lending

LI ZHANG, SHU-YAN CAO
<span title="2018-02-08">2018</span> <i title="DEStech Publications"> <a target="_blank" rel="noopener" href="https://fatcat.wiki/container/qqom5ourhrgeppukalbg7otv5e" style="color: black;">DEStech Transactions on Social Science Education and Human Science</a> </i> &nbsp;
With the development of internet financial, raising the borrowing efficiency and response rate of loans on the P2P online lending platform has attracted the attention of scholars.  ...  This research has important theoretical and practical value for helping us to understand the driving factors of borrowing efficiency and market behavior.  ...  Zhang et al. verify that the herding phenomenon exists in the US P2P online lending market [2] .  ... 
<span class="external-identifiers"> <a target="_blank" rel="external noopener noreferrer" href="https://doi.org/10.12783/dtssehs/seme2017/18014">doi:10.12783/dtssehs/seme2017/18014</a> <a target="_blank" rel="external noopener" href="https://fatcat.wiki/release/c4ye36rzyvaftirupx3mz3poky">fatcat:c4ye36rzyvaftirupx3mz3poky</a> </span>
<a target="_blank" rel="noopener" href="https://web.archive.org/web/20190429101808/http://dpi-proceedings.com/index.php/dtssehs/article/download/18014/17520" title="fulltext PDF download" data-goatcounter-click="serp-fulltext" data-goatcounter-title="serp-fulltext"> <button class="ui simple right pointing dropdown compact black labeled icon button serp-button"> <i class="icon ia-icon"></i> Web Archive [PDF] <div class="menu fulltext-thumbnail"> <img src="https://blobs.fatcat.wiki/thumbnail/pdf/8a/d7/8ad75e51247f4228bab71a88513fd28bd1b01c21.180px.jpg" alt="fulltext thumbnail" loading="lazy"> </div> </button> </a> <a target="_blank" rel="external noopener noreferrer" href="https://doi.org/10.12783/dtssehs/seme2017/18014"> <button class="ui left aligned compact blue labeled icon button serp-button"> <i class="external alternate icon"></i> Publisher / doi.org </button> </a>

Gender discrimination in online peer-to-peer credit lending: evidence from a lending platform in China

Dongyu Chen, Xiaolin Li, Fujun Lai
<span title="2016-11-08">2016</span> <i title="Springer Nature"> <a target="_blank" rel="noopener" href="https://fatcat.wiki/container/vkxah3cpvva25kh3wt77mbamgq" style="color: black;">Electronic Commerce Research</a> </i> &nbsp;
Using data collected from PPdai.com, one of the largest P2P lending platforms in China, we investigate potential gender discrimination in online P2P credit lending market in China.  ...  The findings imply that statistical discrimination and costly taste-based discrimination co-exist in this online peer-to-peer lending market, but the underlying reasons for the discriminations are different  ...  Fortunately, the presence of online peer-to-peer lending provides a unique opportunity to empirically examine and understand this phenomenon in developing countries.  ... 
<span class="external-identifiers"> <a target="_blank" rel="external noopener noreferrer" href="https://doi.org/10.1007/s10660-016-9247-2">doi:10.1007/s10660-016-9247-2</a> <a target="_blank" rel="external noopener" href="https://fatcat.wiki/release/ybut6rmm7vavrcra76dbrwltka">fatcat:ybut6rmm7vavrcra76dbrwltka</a> </span>
<a target="_blank" rel="noopener" href="https://web.archive.org/web/20170808014614/http://www.pacis-net.org/file/2014/2156.pdf" title="fulltext PDF download" data-goatcounter-click="serp-fulltext" data-goatcounter-title="serp-fulltext"> <button class="ui simple right pointing dropdown compact black labeled icon button serp-button"> <i class="icon ia-icon"></i> Web Archive [PDF] <div class="menu fulltext-thumbnail"> <img src="https://blobs.fatcat.wiki/thumbnail/pdf/8e/c0/8ec03c639e77889b397d669a7e8cb9e9b72ef872.180px.jpg" alt="fulltext thumbnail" loading="lazy"> </div> </button> </a> <a target="_blank" rel="external noopener noreferrer" href="https://doi.org/10.1007/s10660-016-9247-2"> <button class="ui left aligned compact blue labeled icon button serp-button"> <i class="external alternate icon"></i> springer.com </button> </a>

Evaluating Personal Default Risk in P2P Lending Platform: Based on Dual Hesitant Pythagorean Fuzzy TODIM Approach

Ji, Yu, Fu
<span title="2019-12-18">2019</span> <i title="MDPI AG"> <a target="_blank" rel="noopener" href="https://fatcat.wiki/container/ye33srllvnanjouxn4tmrfgjsq" style="color: black;">Mathematics</a> </i> &nbsp;
An extended approach proposed in this paper is to make a more reasonable assessment of personal default risk in peer to peer (P2P) online lending platform, which reduces uncertainty while taking into account  ...  Finally, a case study evaluating the personal default risk in P2P online lending is conducted to demonstrate that the proposed approach is applicable to solve MADM problems.  ...  In recent years, a lot of researchers studied on the personal default risk in the P2P online lending.  ... 
<span class="external-identifiers"> <a target="_blank" rel="external noopener noreferrer" href="https://doi.org/10.3390/math8010008">doi:10.3390/math8010008</a> <a target="_blank" rel="external noopener" href="https://fatcat.wiki/release/jne6ouwwobev7b4md4gpx62k2u">fatcat:jne6ouwwobev7b4md4gpx62k2u</a> </span>
<a target="_blank" rel="noopener" href="https://web.archive.org/web/20191222145706/https://res.mdpi.com/d_attachment/mathematics/mathematics-08-00008/article_deploy/mathematics-08-00008.pdf" title="fulltext PDF download" data-goatcounter-click="serp-fulltext" data-goatcounter-title="serp-fulltext"> <button class="ui simple right pointing dropdown compact black labeled icon button serp-button"> <i class="icon ia-icon"></i> Web Archive [PDF] <div class="menu fulltext-thumbnail"> <img src="https://blobs.fatcat.wiki/thumbnail/pdf/c8/ce/c8ce2f68b38eeff7098f764177bbd244b18eeacf.180px.jpg" alt="fulltext thumbnail" loading="lazy"> </div> </button> </a> <a target="_blank" rel="external noopener noreferrer" href="https://doi.org/10.3390/math8010008"> <button class="ui left aligned compact blue labeled icon button serp-button"> <i class="unlock alternate icon" style="background-color: #fb971f;"></i> mdpi.com </button> </a>

Research on Influence of Attribute Frame Effect on Loan Decision of Undergraduate and Risk Assessment Model of Undergraduate Loan Behavior

Jinsong Luan, Jianhui Lv
<span title="2021-06-03">2021</span> <i title="Hindawi Limited"> <a target="_blank" rel="noopener" href="https://fatcat.wiki/container/khqygtfojnby3jyh5obuwd7ko4" style="color: black;">Mobile Information Systems</a> </i> &nbsp;
The article uses virtual lending scenarios to study the influence of attribute frame effect on undergraduates' loan decisions.  ...  The results show that undergraduates have attribute frame effects in the three major areas of electronic products, life entertainment, and learning and training.  ...  Issue Option percentage 1 Knowledge of P2P lending process and business Do not understand 9.0% Do not know much 60.1% Better understand 25.5% Know well 5.5% 2 Understand the channels  ... 
<span class="external-identifiers"> <a target="_blank" rel="external noopener noreferrer" href="https://doi.org/10.1155/2021/9910442">doi:10.1155/2021/9910442</a> <a target="_blank" rel="external noopener" href="https://fatcat.wiki/release/hcj5nlyvvfca5k5x3i5pu3brbm">fatcat:hcj5nlyvvfca5k5x3i5pu3brbm</a> </span>
<a target="_blank" rel="noopener" href="https://web.archive.org/web/20210715084014/https://downloads.hindawi.com/journals/misy/2021/9910442.pdf" title="fulltext PDF download" data-goatcounter-click="serp-fulltext" data-goatcounter-title="serp-fulltext"> <button class="ui simple right pointing dropdown compact black labeled icon button serp-button"> <i class="icon ia-icon"></i> Web Archive [PDF] <div class="menu fulltext-thumbnail"> <img src="https://blobs.fatcat.wiki/thumbnail/pdf/55/fd/55fd8739d7b1300f8fcd435869a86e4e6b56887f.180px.jpg" alt="fulltext thumbnail" loading="lazy"> </div> </button> </a> <a target="_blank" rel="external noopener noreferrer" href="https://doi.org/10.1155/2021/9910442"> <button class="ui left aligned compact blue labeled icon button serp-button"> <i class="unlock alternate icon" style="background-color: #fb971f;"></i> hindawi.com </button> </a>

Credit Scoring Using Machine Learning by Combing Social Network Information: Evidence from Peer-to-Peer Lending

Beibei Niu, Jinzheng Ren, Xiaotao Li
<span title="2019-12-17">2019</span> <i title="MDPI AG"> <a target="_blank" rel="noopener" href="https://fatcat.wiki/container/dmr4kpn2yreovpdxpdiqtjcrnu" style="color: black;">Information</a> </i> &nbsp;
The aim of this study is to test the reliability of social network information in predicting loan default.  ...  However, insufficient credit information limits the peer-to-peer (P2P) lending platform's capacity to build effective credit scoring.  ...  The funders had no role in the design of the study; in the collection, analyses, or interpretation of data; in the writing of the manuscript, or in the decision to publish the results.  ... 
<span class="external-identifiers"> <a target="_blank" rel="external noopener noreferrer" href="https://doi.org/10.3390/info10120397">doi:10.3390/info10120397</a> <a target="_blank" rel="external noopener" href="https://fatcat.wiki/release/64tbdpl5nvfy7kvjeo2mpkvsbu">fatcat:64tbdpl5nvfy7kvjeo2mpkvsbu</a> </span>
<a target="_blank" rel="noopener" href="https://web.archive.org/web/20200207222128/https://res.mdpi.com/d_attachment/information/information-10-00397/article_deploy/information-10-00397.pdf" title="fulltext PDF download" data-goatcounter-click="serp-fulltext" data-goatcounter-title="serp-fulltext"> <button class="ui simple right pointing dropdown compact black labeled icon button serp-button"> <i class="icon ia-icon"></i> Web Archive [PDF] <div class="menu fulltext-thumbnail"> <img src="https://blobs.fatcat.wiki/thumbnail/pdf/5e/5f/5e5fd705d58408c65af7ef8e5584defea5192ef1.180px.jpg" alt="fulltext thumbnail" loading="lazy"> </div> </button> </a> <a target="_blank" rel="external noopener noreferrer" href="https://doi.org/10.3390/info10120397"> <button class="ui left aligned compact blue labeled icon button serp-button"> <i class="unlock alternate icon" style="background-color: #fb971f;"></i> mdpi.com </button> </a>

Literature Review on Credit Risk of China's P2P Lending

He Feiyang
<span title="2020-04-14">2020</span> <i title="Canadian Center of Science and Education"> <a target="_blank" rel="noopener" href="https://fatcat.wiki/container/ikh6mqo2rze4xotq4vd7pkkd24" style="color: black;">International Journal of Business and Management</a> </i> &nbsp;
Then I analyze the problems in P2P lending in China and how to control them, which is significant for investors and supervisors.  ...  P2P lending develops fast in China and many scholars have done research on it. I explore the credit risk of China&rsquo;s P2P lending by gathering and classifying essays.  ...  The company's financial status is healthy, and major online loan rating websites have given high ratings. It can be seen that Renren Loan is the leading company in online loan platforms.  ... 
<span class="external-identifiers"> <a target="_blank" rel="external noopener noreferrer" href="https://doi.org/10.5539/ijbm.v15n5p55">doi:10.5539/ijbm.v15n5p55</a> <a target="_blank" rel="external noopener" href="https://fatcat.wiki/release/zi2b6mj5ifhcrewpcscf44gdoi">fatcat:zi2b6mj5ifhcrewpcscf44gdoi</a> </span>
<a target="_blank" rel="noopener" href="https://web.archive.org/web/20200416032343/http://www.ccsenet.org/journal/index.php/ijbm/article/download/0/0/42516/44355" title="fulltext PDF download" data-goatcounter-click="serp-fulltext" data-goatcounter-title="serp-fulltext"> <button class="ui simple right pointing dropdown compact black labeled icon button serp-button"> <i class="icon ia-icon"></i> Web Archive [PDF] <div class="menu fulltext-thumbnail"> <img src="https://blobs.fatcat.wiki/thumbnail/pdf/ba/18/ba18f7717c905ea81251d7680eb3dc7a18b13376.180px.jpg" alt="fulltext thumbnail" loading="lazy"> </div> </button> </a> <a target="_blank" rel="external noopener noreferrer" href="https://doi.org/10.5539/ijbm.v15n5p55"> <button class="ui left aligned compact blue labeled icon button serp-button"> <i class="unlock alternate icon" style="background-color: #fb971f;"></i> Publisher / doi.org </button> </a>

The Impact of Automated Investment on Peer-to-Peer Lending

Cheng Chen, Guannan Li, Liangchen Fan, Jin Qin
<span title="">2021</span> <i title="IGI Global"> <a target="_blank" rel="noopener" href="https://fatcat.wiki/container/tjytozdoxngpdm7r2xx36dlknu" style="color: black;">Journal of Global Information Management</a> </i> &nbsp;
Our empirical results show that automated investment in P2P lending can significantly weaken investors' herding behavior.  ...  In the face of fierce competition, many peer-to-peer (P2P) lending platforms have introduced automated investment tools to serve customers better.  ...  capability in the probabilities of successful funding and default in P2P lending.  ... 
<span class="external-identifiers"> <a target="_blank" rel="external noopener noreferrer" href="https://doi.org/10.4018/jgim.20211101.oa36">doi:10.4018/jgim.20211101.oa36</a> <a target="_blank" rel="external noopener" href="https://fatcat.wiki/release/qvunskk7wvdqvczzg5flr2yusi">fatcat:qvunskk7wvdqvczzg5flr2yusi</a> </span>
<a target="_blank" rel="noopener" href="https://web.archive.org/web/20220424133438/https://www.igi-global.com/viewtitle.aspx?TitleId=276944&amp;isxn=9781799872627" title="fulltext PDF download" data-goatcounter-click="serp-fulltext" data-goatcounter-title="serp-fulltext"> <button class="ui simple right pointing dropdown compact black labeled icon button serp-button"> <i class="icon ia-icon"></i> Web Archive [PDF] <div class="menu fulltext-thumbnail"> <img src="https://blobs.fatcat.wiki/thumbnail/pdf/ca/a6/caa6a4ef5e33453e14488d376b1383f2336e0e3c.180px.jpg" alt="fulltext thumbnail" loading="lazy"> </div> </button> </a> <a target="_blank" rel="external noopener noreferrer" href="https://doi.org/10.4018/jgim.20211101.oa36"> <button class="ui left aligned compact blue labeled icon button serp-button"> <i class="external alternate icon"></i> Publisher / doi.org </button> </a>
&laquo; Previous Showing results 1 &mdash; 15 out of 15,457 results