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Overview of Factors for Internet Banking Adoption

Rita E. Ochuko, Andrea J. Cullen, Daniel Neagu
2009 2009 International Conference on CyberWorlds  
The study presents the major factors for Internet banking adoption and compares the levels of adoption across countries, in order to identify more easily what factors to consider most while providing banking  ...  We conclude that, overall, the banks-specific factors are the main drivers for Internet banking adoption. 2009 International Conference on CyberWorlds 978-0-7695-3791-7/09 $26.00  ...  and tuning of the factors for Internet banking adoption.  ... 
doi:10.1109/cw.2009.51 dblp:conf/vw/OchukoCN09 fatcat:cb64goh3sff2hilehzfj6qpzce

Assessing factors influencing internet banking adoption by using rasch model measurement

Khairi Azhar Aziz, Marzanah A. Jabar, Salfarina Abdullah, Rozi Nor Haizan Nor
2022 Bulletin of Electrical Engineering and Informatics  
The purpose of this paper is to use the Rasch model software in analyzing the identified influencing factors of internet banking towards improving adoption usage and to find the validity and reliability  ...  About 17 factors have been identified from the previous models and frameworks and they have been improved as influencing factors.  ...  An overview of the proposed model The previous research discussed the factors influencing customers in internet banking adoption.  ... 
doi:10.11591/eei.v11i4.3761 fatcat:vz6uuu5bybdf7kyqs643q3bqzm

The adoption of commercial innovations in the former Central and Eastern European markets

Kent Eriksson, Katri Kerem, Daniel Nilsson
2008 International Journal of Bank Marketing  
Knowledge of innovation adoption is therefore essential for western firms that expand into these markets.  ...  Findings -This study extends the applicability of the innovation adoption model developed by Everett Rogers to Estonian Internet banking.  ...  This study of Estonian Internet banking adoption thus has wider implications for the competitiveness of Western firms in emerging markets and provides clues as to what factors are the most important for  ... 
doi:10.1108/02652320810864634 fatcat:76ydebutcndwjngroz3qekxvzi

Factors influencing online banking adoption: evidence from the Austrian market

Sonja Grabner Kräuter, Robert J. Breitenecker
2011 International Journal of Internet Marketing and Advertising  
Beyond that, the results suggest that internet trust and preference for personal contact are individual difference variables that predict online banking adoption.  ...  The aim of this paper is to provide an improved understanding of determinants of online banking adoption in Austria.  ...  Overview of theoretical frameworks to investigate the adoption of online banking The analysis of factors that impact the decisions of consumers to adopt innovative retail services such as online banking  ... 
doi:10.1504/ijima.2011.043655 fatcat:6mgsacvqrvcc3iehewhmwaa3dy

Evaluation of Internet Banking Service Adoption among Yemeni Customers

Ali Al-Ajam, Khalil Md. Nor
2013 Kuwait Chapter of Arabian Journal of Business and Management Review  
The main aim of this study is to examine empirically the factors that affect the adoption of Internet banking.  ...  The findings of this study provide several important implications for Internet banking adoption research and practice.  ...  This study begun with an overview of internet banking use in Yemen and continues with a theoretical background of innovation adoption, followed by research model and hypotheses regarding the adoption of  ... 
doi:10.12816/0001207 fatcat:hsqoy5s3yvdk5krv4uhu4qtyiu

Effort expectancy and social influence factors as main determinants of performance expectancy using electronic banking

Igor Fedorko, Radovan Bačik, Beata Gavurova
2021 Banks and Bank Systems  
This study is aimed at determining the effect of expected effort and social influence factors on expected performance when using internet banking.  ...  Banks, as well as users of these banking services in the online environment, are the subject of research.  ...  Thus, UTAUT includes a framework for current Internet banking adoption studies.  ... 
doi:10.21511/bbs.16(2).2021.03 fatcat:phejaivak5chlhbr3sclxaqr4q

Website quality factor as a multidimensional construct and its impact on the use of e-banking

Radovan Bačík, Beata Gavurova, Igor Fedorko, Richard Fedorko
2021 Entrepreneurship and Sustainability Issues  
The quality of the website has an indirect impact on the behavior of the user, which is expressed by the frequency of using internet banking.  ...  This indirect effect is mediated by the expected performance factor.  ...  The results of our research show the indirect effect of perceived quality of website design on the use of internet banking through the expected performance factor.  ... 
doi:10.9770/jesi.2021.9.1(34) fatcat:3z7xfg2nkfakvmres3ewpg25em

Customer Adoption of Internet Banking: An Empirical Investigation in Taiwanese Banking Context

Chao Chao Chuang
2012 Information Management and Business Review  
The findings suggest six identified factors are significant in respect of customers' adoption of Internet banking services.  ...  Banking services are now just at the distance of one click from the mouse. The purpose of this paper is to explore how and why specific factors affect adoption of Internet banking in Taiwan context.  ...  To examine the factors affecting adoption of Internet banking service in Taiwan, a survey is conducted for this purpose.  ... 
doi:10.22610/imbr.v4i11.1015 fatcat:22wqybbtvnda7gxhvzwmx6iw44

Understanding the behavioural intention to adopt Internet banking: An Indian perspective
Razumevanje bihevioralne namere o usvajanju Internet bankarstva - indijska perspektiva

Garima Malik, Dharmendra Singh, Nikola Stakić
2022 European Journal of Applied Economics  
According to the TAM Model, perceived trust, perceived risk, and perceived ease of use was taken into consideration to rate the behavioral intention for adopting Internet banking in day-to-day life.  ...  A self-made survey with 100 samples on the impact of behavioral intention to adopt Internet banking was conducted using surveys available on the Internet.  ...  To study the association between analysis for Gender and Factors for adoption behaviour towards Internet banking, the result showed the value for Chi-square of analysis for Gender and Factors for adoption  ... 
doi:10.5937/ejae19-35277 fatcat:akssetbh3jhp3mifiuhyjsggv4


2017 Analele Universităţii Constantin Brâncuşi din Târgu Jiu : Seria Economie  
This study contains a brief overview of the Internet banking services usage level in the European Union for the period 2007-2016.  ...  Nowadays, Internet banking is a service provided by all Romanian banks which has become a daily need for millions of users.  ...  Nor et al. (2011) investigated the influence of the most relevant 8 factors that had the highest percentages of occurrence, factors that may influence more e-banking adoption: perceived usefulness, perceived  ... 
doaj:02b8f50334724d539f7bda4cd5418cf6 fatcat:lge676ca4bawjp4ryvio4tvvcy

Technology Diffusion: The Case of Internet Banking

Richard Sullivan, Dianomics Inc., Zhu Wang, Federal Reserve Bank of Richmond
2020 Economic Quarterly  
Young 2009 for an overview of the "internal di¤usion" models).  ...  However, it often takes many years for an innovation to become widely adopted by the population, a process termed "di¤usion."Moreover, the speed of di¤usion is rarely constant.  ...  The views expressed herein are solely those of the authors and do not necessarily re ‡ect the views of the Federal Reserve Bank of Richmond or the Federal Reserve System.  ... 
doi:10.21144/eq1060102 fatcat:adiowdpm3fd55irrrfs6nhfyti


Tina Harrison
2009 Journal of Financial Services Marketing  
The second paper, Exploring the adoption of a service innovation: A study of internet banking adopters and non-adopters , by Ozdemir and Trott, examines the factors affecting the process of internet banking  ...  It was further revealed that besides the perceptual factors related to internet banking use, perceptual factors in relation to the banks in Turkey were also infl uential in internet banking adoption process  ... 
doi:10.1057/fsm.2008.31 fatcat:j5boy37btjbhxisp6kxpzklmlu

Social media in the context of technology acceptance model

Igor Fedorko, Richard Fedorko, Beata Gavurova, Radovan Bačík
2021 Entrepreneurship and Sustainability Issues  
The aim of the article is to describe a model that identifies the influence of social media use factors on the use of electronic banking.  ...  The purpose of this model is to explain how these factors influence user behavior in the context of using electronic banking.  ...  behaviour and consumer preferences and VEGA 1/0609/19 -Research on the development of electronic and mobile commerce in the aspect of the impact of modern technologies and mobile communication platforms  ... 
doi:10.9770/jesi.2021.9.1(32) fatcat:7jiy3wo5wjhlho2lyvybqhh6ra

Customer acceptance of internet banking in Estonia

Kent Eriksson, Katri Kerem, Daniel Nilsson
2005 International Journal of Bank Marketing  
We thus conclude that the perceived usefulness of Internet banking is, for banks, a key construct for promoting customer use.  ...  The Internet has emerged as one of the most important distribution channels for financial services firms.  ...  To receive a better overview of the four factors, a Varimax rotation was performed.  ... 
doi:10.1108/02652320510584412 fatcat:l2k4725v7zf4jphskgp7wb4loe

Community Perception of the Security and Acceptance of Mobile Banking Services in Bahrain: An Empirical Study

Ahmad S., Zakarya Saleh
2015 International Journal of Advanced Computer Science and Applications  
There is need for these organizations to identify factors that persuade customers and raise their attitudes towards adoption and usage of these services.  ...  attitudes towards the likelihood of adopting mobile banking.  ...  External Factors 1) The quality of the Internet connection (QI) is an essential component for any Internet-based application.  ... 
doi:10.14569/ijacsa.2015.060906 fatcat:54cgjgrtkjee5ga6piwj2k6qge
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