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On the reliability of electronic payment systems

R.J. Anderson, S.J. Bezuidenhoudt
1996 IEEE Transactions on Software Engineering  
Yet how does one go about making an electronic prepayment system or indeed any kind of payment system robust?  ...  One of the problems facing the builders of the 'Information Superhighway' is how to charge for services.  ...  Acknowledgements: we would like t o acknowledge a discussion with Nick MacLaren on the administrative costs of time-sharing systems, and assistance generally from the South African meter industry and from  ... 
doi:10.1109/32.502222 fatcat:gmgkejok2fcv5o76el4no3iqea

Development trends and distinctive features of online insurance

Gulnora Akramova, Bakhodir Sadritdinov
2022 Научные исследования и инновации в индустрии 4.0.  
To ensure the reliability and transparency of the financial and economic activities of insurance companies, as well as in pursuance of the Decree of the President of the Republic of Uzbekistan dated 03.04.2014  ...  PD-2158 "On measures for the further implementation of information and communication technologies in the real sector of the economy" measures for the implementation of information technology in business  ...  delivery time (the finished policy is delivered free of charge during the working day); • different payment methods for services, including payments via terminals and Click, Payme systems; • consultations  ... 
doi:10.47689/4.v1i1.3555 fatcat:m6i73egrrvesfirvk2nrte2vja

Factors Influencing Customer's Satisfaction on Mass Rapid Transit Feeder Bus Electronic Payment System

This paper introduces the current trend of the electronic payment system implementation on feeder bus in Malaysia.  ...  The aim of this study is to identify the factors that influence customers' satisfaction of Mass Rapid Transit feeder bus electronic payment system.  ...  Mohamad Husny Hamid (supervisor) for her guidance, assistance, comments and also valuable advice during the process and writing up this project report.  ... 
doi:10.35940/ijitee.g5839.059720 fatcat:rjqbexbmtbg4lcsvggduvktxca


Wisnu Yuwono, Nurtia Sari
This study aims to analyze the influence of the variable performance expectancy, benefits, trust, self-efficacy, ease of use, and security on the use of electronic-based non-cash payment (e-payments) among  ...  Based on these results, it is recommended that e-payment providers always pay attention to the needs of their users.  ...  In the electronic payment systems, this variable significantly increases consumer interest in the use of electronic payments through the content, design, and ease of use of electronic payments (Alyabes  ... 
doi:10.22437/jbsmr.v4i2.13783 fatcat:ndw6gyvvyfa5lkwpwbqr2hm7d4

Impact of WTO Accession on Agriculture Sustainable Development in the Russian Federation

Sergei Garnik, Olga Sokolnikova
2014 Visegrad Journal on Bioeconomy and Sustainable Development  
In the globalized context of the modern world, the phenomenon of regional integration is one of the most significant factors influencing every aspect of social and economic development of the society.  ...  In this regard, new economic relations are formed in Russia in all sectors of the economy, including its industrial agricultural complex.  ...  money from one system to another; reduce its cost, improve reliability and security, as well as stability of a system -probability of withdrawal of a the emergence of new types of electronic payment system  ... 
doi:10.2478/vjbsd-2014-0007 fatcat:yh5kzlqvsrdnfaxirzkjksekci

Customers' Intention To Use Electronic Payment System For Purchasing

Wanida Suwunniponth
2016 Zenodo  
In contrast, the terms of size, system quality and service quality did not affect intention to use an electronic payment system.  ...  The purpose of this research was to study the factors of characteristic of business, website quality and trust affected intention to use electronic payment systems for online purchasing.  ...  Prateep Wajeetongratana, the Dean of Faculty of Management Sciences for the full support in this research.  ... 
doi:10.5281/zenodo.1128209 fatcat:gbniodzyejgh7fh4jfllyjyekq

Electronic Payment Channels in the Nigeria Banking Sector and Its Impacts on National Development

Tijani J A, Ilugbemi A O
2015 Asian Economic and Financial Review  
Electronic payment channels (EPC) are fast growing in Nigeria and are now the order of the day for effecting payments.  ...  This study examines the impact of electronic payments channels (EPC) on National development (ND). The survey was targeted at current and savings accounts customers of deposit money banks in Nigeria.  ...  The reliability of payment system can be increased if all factors surrounding the efficiency of the electronic payments could be upgraded to prevent system breakdown and area of financial risks which may  ... 
doi:10.18488/journal.aefr/2015.5.3/102.3.521.531 fatcat:6rjyspkp7bbb7o7vwmhz5d46qi

Exploring Electronic Payment System Acceptibility Determinants: A Consumer Outlook

Akanksha Upadhyaya, Bhajneet Kaur
2018 Journal on Today's Ideas - Tomorrow's Technologies  
The aim of this research paper is to explore the electronic payment system (EPS) acceptability determinants, from the consumer perspective.  ...  These factors are security concern, Knowledge, awareness and acceptability & convenience which are contributing for acceptability of electronic payment system among the consumers.  ...  for acceptability of electronic payment system among the consumers.  ... 
doi:10.15415/jotitt.2018.61002 fatcat:sgfbuve4ozadzi634rdhtuj2su

The impact of electronic payment on electronic shopping decision in Jordan

Khaled Aldiabat
2019 Indonesian Journal of Electrical Engineering and Computer Science  
of online shopping, the study also concluded that the type of electronic card and payment method affects the electronic purchase decision (credit card, debit card, prepaid card, cash on delivery).  ...  search and the product, and the ability of the seller and buyer to deal with each other despite the distance between them, The electronic shopping decision depends on the method of payment.  ...  The study of (Isa et al, 2017) [14] dealt with the process of acceptance of the electronic payment system.  ... 
doi:10.11591/ijeecs.v14.i2.pp1018-1024 fatcat:snjjpun5ones3b6skis47lugx4

Smart Card-Based Electronic Payment Systems and Retailing in HO CHI MINH City

2020 Journal of Business Management & Economics  
This study focuses on determining the impacts of some factors to the usage behaviors of smart card-based electronic payment systems for retail operations in the locality of Ho Chi Minh City.  ...  Additionally, Perceived Usefulness has a direct and positive impact on the Usage Behavior in smart card-based electronic payment systems in retail operations in the locality of Ho Chi Minh City.  ...  In consequence, such smart card-based electronic payment system is the most typical form of payment of commercial transactions based on the basis of combination of payment card and electronic payment system  ... 
doi:10.15520/jbme.v8i03.2851 fatcat:jhbwdf7yhrabtdfsd2cnybltai


Merlin Lenniawati, Njo Anastasia
2021 International Journal of Financial and Investment Studies (IJFIS)  
This study examines the effect of the use of cashless payment system and the protection of cashless payment users on financial inclusion in MSEs in Kediri.  ...  The analysis test results show that there is a significant effect of using the cashless payment system on financial inclusion in MSEs (Micro and Small Enterprises) Kediri.  ...  The Effect of Cashless Payment System Usage on Protection of Cashless Payment System Users.  ... 
doi:10.9744/ijfis.1.2.67-76 fatcat:t6nklfalrvg2pjcljrp6pvapzm

The Prospects and Challenges of Electronic Finance in Nigeria

Achebe, P. N.
2018 International journal of science and management studies  
The findings show that appreciable number of the respondents indicated high level of trust on e-payment system and also agree that e-finance system is very fast and convenient.  ...  The advance in electronic technologies is making impact in every aspect of human endeavour, including financial sector.  ...  Perception of respondents on effectiveness of the electronic payment system based on network and other transaction related problems The data gathered from respondents are presented in the distribution  ... 
doi:10.51386/25815946/ijsms-v1i4p108 fatcat:egldifrzy5d2dinkexw7i5t4ly

Usage of E-Payment on Bus Rapid Transit (BRT): An Empirical Test, Public Acceptance and Policy Implications in Lagos, Nigeria

Richard Oluwole Alademomi, Olayemi Hafeez Rufai, Emmanuel Tetteh Teye, Kenneth Khavwandiza Sunguh, Helen Agbornso Ashu, Victoria Omoladun Oludu, Catherine Wanjiru Mbugua
2019 International Journal of Business and Social Science  
Despite the fact that, electronic payment system has received so much attention from various researchers around the globe; in practice, there is still lack of acceptance in electronic payment system among  ...  The major focus of this research was to test the role of trust as a mediator factor in determining acceptance of electronic payment in BRT system.  ...  Acknowledgement Grateful thanks are accorded to Professor Song Wei, and his assistant Zhao Shu Liang for bestowing supportive comments on the previous draft of this paper.  ... 
doi:10.30845/ijbss.v10n2p14 fatcat:c5dhgsv72rgt3hqfakvnbnw6kq

Factors That Shape the Intention to Use E-Wallet Electronic Payments on Online Shop Consumers

Bagas Dwi Purnanto, I Made Sukresna
2022 South Asian Research Journal of Business and Management  
services, perceptions of the usefulness of e-wallet electronic payments.  ...  In the field of payment transactions, many consumers have started using electronic payments during the COVID-19 outbreak.  ...  The two regions were selected purposively based on the total active cases of COVID-19. Electronic payments in this study are all server-based non-bank electronic payments.  ... 
doi:10.36346/sarjbm.2022.v04i02.002 fatcat:b7yxoi2innaavpwrb5hgeyggea

Evaluation of E-Wallet Implementation: Proposed New Model

Abiyyu Ganeswangga
2020 International Journal of Emerging Trends in Engineering Research  
In recent years, the use of electronic wallets has emerged as one of the most rapidly developing alternative payment methods in Indonesia.  ...  At the end of 2018, the number of users of one of the electronic wallet applications reached 115 million.  ...  One of them is the creation of alternative payment methods without physical money (cashless) using an electronic wallet.  ... 
doi:10.30534/ijeter/2020/24842020 fatcat:jdq3qjupvfbwdisj2e5ep3gmsm
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