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Financial technology and the future of banking

Daniel Broby
2021 Financial Innovation  
It provides an explanation for existing trends and, by extending the theory of the banking firm, it illustrates how financial intermediation will be impacted by innovative financial technology applications  ...  The nature of banking and financial services, however, will change dramatically.  ...  In conclusion, financial technology is changing the future of banking and the way banks intermediate. It is facilitating digital money and the online transmission of financial assets.  ... 
doi:10.1186/s40854-021-00264-y fatcat:2htrlv3hlfcjzgkei4pn66cnve

Pengaruh Financial Technology Terhadap Perbankan Syariah: Pendekatan ANP-BOCR (The Influence of Financial Technology on Islamic Banking: ANP-BOCR Approach)

Helmi Muhammad, Niki Puspita Sari
2020 Perisai Islamic Banking and Finance Journal  
The objective of this study was to examine the influence of financial technology (FinTech) on Islamic banking from the aspects of benefit, opportunity, cost and risk (BOCR).  ...  The research data were obtained through in-depth interviews and questionnaires from respondents which consisted of experts from academia, FinTech practicioners, Islamic banking practitioners and financial  ...  Salah satu wujudnya adalah inovasi industri keuangan dalam bentuk financial technology atau FinTech (Frame et al., 2018) .  ... 
doi:10.21070/perisai.v4i2.868 fatcat:vg3ywucquneznh3gwbjog6y4sq

Financial Technology (FinTech) and Its Impact on Financial Performance of Islamic Banking

Elmira Siska
2022 ARBITRASE: Journal of Economics and Accounting  
As a financial services provider, Islamic banking must be able to keep up with the times by responding to challenges and establishing a competitive advantage through the development of innovative financial  ...  Finding of current research proves that Fintech service has an impact on the financial performance of BSI in terms of CAR, ROA, ROE, BOPO, and FDR  ...  Financial technology (FinTech) is a blend of financial services and technology that alters the business model from traditional to moderate.  ... 
doi:10.47065/arbitrase.v2i3.338 fatcat:4dt4ywgchvd7tjf7aq7m2hwetm

Technology and Financial Development

2011 Journal of Money, Credit and Banking  
Using the standard growth-theoretic definition of technology in terms of the production function, we explore a range of technological characteristics that theory suggests might underpin differences across  ...  We find that industries that grow faster in more financially developed countries display greater R&D intensity and investment lumpiness, indicating that well-functioning financial markets direct resources  ...  In Ilyina and Samaniego (2009) we estimate equation (1) with RND as a technological variable and several measures of financial development including bank overhead costs, borrowing-lending spreads,  ... 
doi:10.1111/j.1538-4616.2011.00401.x fatcat:ubx6wmtzz5dfzc7wc3vg4l6bbu

Financial Technology Development and Bank Risk Taking Behavior

2022 Asian Journal of Accounting and Finance  
The rapid development of technology has triggered the emergence of various innovation efforts in the financial sector, one of which is through the phenomenon of financial technology (fintech).  ...  This empirical research aims to investigate the effect of fintech development through fintech services adopted by banks and the growth of fintech firms on bank risk taking using a balanced panel of 37  ...  The effect of fintech services provided by banks on bank risk-taking behavior Asian Journal of Accounting and Finance e- ISSN: 2710 -5857 | Vol. 4, No. 2, 15-31, 2022 http Results Descriptive Statistics  ... 
doi:10.55057/ajafin.2022.4.2.2 fatcat:dvqodof5vzh2pawb73yogm77jm

Effects of Bank Resolution on Financial Stability and Competitiveness of Banking Sector

2019 International Journal of Engineering and Advanced Technology  
The analysis has found mixed performance of resolution measures in terms of the financial stability of banks and their competitiveness in the wake of the banking sector resolution policy of the Bank of  ...  The paper provides an analysis of the effects of banking licence revocation by the regulator on the financial stability indicators of Russian lenders.  ...  Yurii Rovensky, Doctor of Economics, Head of the Academic Department of Financial Markets of the Plekhanov Russian University of Economics in obtaining research information and promoting the paper.  ... 
doi:10.35940/ijeat.a2228.109119 fatcat:xo6iapc3ynah5hbi5pimcvo5p4

Financial Performance of ICICI Bank

2019 International journal of recent technology and engineering  
the liquidity position of the banks, to ponder the presentation of banks through similar examination and to give appropriate recommend improving the money related execution of the banks. [1],[ 3],[5]  ...  The target of this undertaking is to discover the proficiency of the bank utilizing monetary proportions like benefit proportions, turnover proportion and dissolvability proportion of the bank, to discover  ...  ,State wise analysis of microfinance sector in India,2016,International Journal of Pharmacy and Technology,V-8,I-4,P-23417-23432 17. Pavithra J., Ganesan M.  ... 
doi:10.35940/ijrte.b1322.0882s819 fatcat:6wthzx2hafd2fn73iv5tk7zrtq

Trustworthy isolation of DMA devices

Jonas Haglund, Roberto Guanciale
2020 Journal of Banking and Financial Technology  
We formalized the NIC in the HOL4 interactive theorem prover and we verified the design of the isolation mechanism.  ...  Keywords Formal verification · System security · Network interface controller The HOL4 proofs and the source code of the monitor are published at https ://githu lizat ion-monit  ...  Each automaton describes the behavior of one of the five NIC functions: initialization (it), transmission (tx) and reception (rx) of frames, and tear down of transmission (td) and reception (rd).  ... 
doi:10.1007/s42786-020-00018-x fatcat:uv4o752sgjdwlm4n7wbd2pwgoi

The Impact of Technology on the Financial Performance of Banking Sector With Reference To Sbi & Hdfc Banks

2020 International journal of recent technology and engineering  
The study examined the influence of technology on the financial results of banking with a mediation effect and concluded that mobile and ICS banking have a substantial impact on the return on assets of  ...  The modern banking system includes the effective usage of technology not only to deliver services to customers, but also to increase the financial performance of the banking sector.  ...  They are as follows, Hypotheses of the Study H0: There is no relationship of banking technology with the banking financial performance H0: There is no impact of banking technology on the banking financial  ... 
doi:10.35940/ijrte.a2666.059120 fatcat:inx6h4y3nndizn7aiuhcedkulm

Competitiveness of Banks in Terms of Financial Stability: Technologies and Innovations

2019 International journal of recent technology and engineering  
This will make it possible to monitor on a broader basis the financial stability of banks, to calculate the standard of the competitiveness of banks in terms of financial stability more accurately and  ...  The authors have proposed to improve the formula used in calculating the standard of the competitiveness of banks in terms of their financial stability by integrating two methods (parametric and index)  ...  in obtaining research information and organizing the article's promotion.  ... 
doi:10.35940/ijrte.d8174.118419 fatcat:ajrmnlifkrgopjcx7wwmflt3oi

Financial Technologies in the Banking Sector: Prospects and Security

A.G. Mukusheva, L.N. Gumilyov Eurasian National University, Kazakhstan
The strengths and weaknesses, opportunities and threats of financial technologies in the banking sector are analyzed.  ...  Conclusions: The transition of traditional types of banking services to a new level of technological development shows a direct relationship between the development of financial technologies and data security  ...  Theoretical and empirical data measure the potential of financial technologies in the banking sector.  ... 
doi:10.31489/2021ec1/92-102 fatcat:ydyjdf6mgjgz7khie7k4dokame


Ya. A. Shmuratko, S. A. Sheludko
2019 Financial and credit activity problems of theory and practice  
same time leads to the generation of new financial and technological risks for banks.  ...  the competitive positions by banks) factors of financial technologies' development.  ...  concepts of «financial technologies» and «FinTech sector» for a rational consideration of the role of banks in it.  ... 
doi:10.18371/fcaptp.v4i31.190792 fatcat:zoaettfpzfedhllbhifkixpdxq

Adoption of Digital Banking Technology and Financial Performance of Commercial Banks in Kenya

Stephen Otieno Ouma, Fredrick W.S Ndede
2020 International Journal of Current Aspects in Finance, Banking and Accounting  
The objective of this study was to establish how digital banking technology innovations affects the financial performance of commercial banks.  ...  From the findings and summary, the study concluded that the ease of access to digital banking through digital-banking technology innovations had a positive influence on the financial performance of commercial  ...  To establish the effects of costs of adoption and maintenance of digital banking technology on financial performance of banks.  ... 
doi:10.35942/ijcfa.v2i1.108 fatcat:5u6qhpk5kbha7d4kqsg2iuqv3u

Financial Transactions in the Banking Industry-Various Digital Initiatives at Axis Bank

2020 International journal of recent technology and engineering  
These developments in the banking sphere has led the creation of new business models for banks and non financial corporations like internet service providers and other firms operating in technological  ...  This paper focuses on the digital transformation of AXIS bank with respect to various characteristics of their digital banking products and services compared to its competitor and the growth and awareness  ...  International Journal of Recent Technology and Engineering (IJRTE) ISSN: 2277-3878, Volume INTRODUCTION 98% of the respondents are either highly comfortable or comfortable using digital mode of  ... 
doi:10.35940/ijrte.f7924.038620 fatcat:njzuzceyszaidab4bzigrevtiu

Behavioural Intention of Commercial Banks' Customers towards Financial Technology Services

Kwee Kim Peong, Kwee Peng Peong, Kui Yean Tan
2021 Journal of Finance and Banking Review (JFBR)  
Behavioural Intention of Commercial Banks' Customers towards Financial Technology Services, Journal of Finance and Banking Review, 5(4): 10 – 27.  ...  Objective – The objective of this study is to determine the process that takes place in the employment of financial technology in the financial services industry.  ...  We are also grateful to Global Academy of Training and Research (GATR) Enterprise for their unwavering support and giving the opportunity for the present study to be published.  ... 
doi:10.35609/jfbr.2021.5.4(2) fatcat:xujppsqgend4xovnlobd2jwjcq
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