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Indebted households profiling: a knowledge discovery from database approach [article]

Rodrigo Scarpel, Alexandros Ladas, Uwe Aickelin
2016 arXiv   pre-print
The objective of this work is to employ a knowledge discovery from database process to identify groups of indebted households and describe their profiles using a database collected by the Consumer Credit  ...  A major challenge in consumer credit risk portfolio management is to classify households according to their risk profile.  ...  Indebted households profiling: a knowledge discovery from database approach Introduction Indebtedness in private households as a result of growing consumer credit use has dramatically risen and according  ... 
arXiv:1607.05869v1 fatcat:ktc6tpbcrzdc7ibkhaosp3bnba

Indebted Households Profiling: A Knowledge Discovery from Database Approach

Rodrigo Arnaldo Scarpel, Alexandros Ladas, Uwe Aickelin
2015 Annals of Data Science  
The objective of this work is to employ a knowledge discovery from database process to identify groups of indebted households and describe their profiles using a database collected by the Consumer Credit  ...  A major challenge in consumer credit risk portfolio management is to classify households according to their risk profile.  ...  This way, the objective of this work is to employ a knowledge discovery from database (KDD) process to identify groups of households and describe their profiles using a database collected by the Consumer  ... 
doi:10.1007/s40745-015-0031-2 fatcat:ycfkf2b5ibffxkijtxjcqg7wma

Indebted Households Profiling: A Knowledge Discovery from Database Approach

Rodrigo Arnaldo Scarpel, Alexandros Ladas, Uwe Aickelin
2015 Social Science Research Network  
The objective of this work is to employ a knowledge discovery from database process to identify groups of indebted households and describe their profiles using a database collected by the Consumer Credit  ...  A major challenge in consumer credit risk portfolio management is to classify households according to their risk profile.  ...  Indebted households profiling: a knowledge discovery from database approach Introduction Indebtedness in private households as a result of growing consumer credit use has dramatically risen and according  ... 
doi:10.2139/ssrn.2823245 fatcat:6m4g4dlvnfacpjv2oa3flrl7ga

Preface

Yong Shi, Yingjie Tian
2015 Annals of Data Science  
The third paper, "Indebted Households Profiling: A Knowledge Discovery from Database Approach," by Rodrigo Arnaldo Scarpel, Alexandros Ladas and Uwe Aickelin, is to employ a knowledge discovery from database  ...  process to identify groups of indebted households and describe their profiles using a database collected by the Consumer Credit Counselling Service (CCCS) in the UK.  ... 
doi:10.1007/s40745-015-0036-x fatcat:sn5ffxfp6nbg3aqa6xebkuoeoy

Normative Challenges of Identification in the Internet of Things: Privacy, Profiling, Discrimination, and the GDPR

Sandra Wachter
2017 Social Science Research Network  
At the same time, profiling methods based on linked records can reveal unexpected details about users' identity and private life, which can conflict with privacy rights and lead to economic, social, and  ...  It focuses on four challenges: (1) profiling, inference, and discrimination; (2) control and context-sensitive sharing of identity; (3) consent and uncertainty; and (4) honesty, trust, and transparency  ...  Acknowledgements The author is indebted to Dr. Mariarosaria Taddeo and Dr.  ... 
doi:10.2139/ssrn.3083554 fatcat:4iunn3i52nhhpdebakrhxd73qy

Genomic Profiling of Cannabis sativa L

N Techen, S Chandra, H Lata, MA ElSohly, IA Khan
2009 Planta Medica  
We are excited to present a program featuring a roster of internationally recognized experts and researchers in the field of botanicals.  ...  Oxford and the Ole Miss campus are a beautiful setting, and we hope you will get to explore them, especially if this is your first time to visit here.  ...  After 18 hours blood samples were taken and were analyzed for plasma chemistry profile and complete blood picture.  ... 
doi:10.1055/s-2009-1216447 fatcat:n5pc4rgisvhrzpdse6rlasuxym

High-Profile Football Players' Reading at a Research University: ACT Scores, Interview Responses, and Personal Preferences: An Update [chapter]

Martha Townsend
2017 What Is College Reading?  
The publishers and the series editors are committed to the principle that knowledge should freely circulate. We see the opportunities that new technologies have for further democratizing knowledge.  ...  Most of all, I am grateful to the athletes for taking time to talk with me during a busy time in their already time-constricted lives.  ...  scientific discovery.  ... 
doi:10.37514/atd-b.2017.0001.2.05 fatcat:54fkhr6755ftdkit2llf3df3ru

Chemical Characterization and Genomic Profiling of Achillea biebersteinii from Various Localities in Central Turkey

N Techen, N Tabanca, B Demirci, I Gurbuz, Z Pan, IA Khan, F Demirci, DE Wedge, KHC Baser
2009 Planta Medica  
We are excited to present a program featuring a roster of internationally recognized experts and researchers in the field of botanicals.  ...  Oxford and the Ole Miss campus are a beautiful setting, and we hope you will get to explore them, especially if this is your first time to visit here.  ...  After 18 hours blood samples were taken and were analyzed for plasma chemistry profile and complete blood picture.  ... 
doi:10.1055/s-2009-1216446 fatcat:elvidr32lvekjlqtzgct4uv34q

News Shocks in Open Economies: Evidence from Giant Oil Discoveries

Rabah Arezki, Valerie A. Ramey, Liugang Sheng
2016 Quarterly Journal of Economics  
output ̶ the delay between a discovery and production is on average 4 to 6 years.  ...  We first present a two-sector small open economy model in order to predict the responses of macroeconomic aggregates to news of an oil discovery.  ...  NPV for a given country, i, at the time the discovery is made, t, is the discounted sum of gross revenue derived from an approximated oil production profile, , , from the fifth year following the discovery  ... 
doi:10.1093/qje/qjw030 fatcat:3xaxpaoxebca7ae3kiejufo46q

News Shocks in Open Economies: Evidence from Giant Oil Discoveries

Rabah Arezki, Valerie Ramey, Liugang Sheng
2015 IMF Working Papers  
output ̶ the delay between a discovery and production is on average 4 to 6 years.  ...  We first present a two-sector small open economy model in order to predict the responses of macroeconomic aggregates to news of an oil discovery.  ...  NPV for a given country, i, at the time the discovery is made, t, is the discounted sum of gross revenue derived from an approximated oil production profile, , , from the fifth year following the discovery  ... 
doi:10.5089/9781513543154.001 fatcat:zfdatvlbi5da3d43kyxijry66m

Future Challenges

E-Siong Tee, Marie Claude Dop, Pattanee Winichagoon
2004 Food and Nutrition Bulletin  
Southeast Asian countries as well as from countries outside the region.  ...  The workshop emphasized the need to develop, maintain, and update databases at the national and regional levels for nutrients and non-nutrients as well as contaminants and food additives.  ...  From each of the 240 communes, 32 households were randomly sampled, giving a total of 7,680 households.  ... 
doi:10.1177/156482650402500409 pmid:15646317 fatcat:nxbypoji2raz7pbmrimcehzhwe

Ethnomedicinal Plants Used for the Treatment of Malaria in Malaka, West Timor

Maximus M Taek, Bambang Prajogo EW, Mangestuti Agil
2018 Journal of Young Pharmacists  
Conclusion: Indigenous people of Malaka in West Timor have a culture of ethnomedicine for malaria treatments that is mainly based on local plants, and is transmitted from one generation to the next by  ...  Results: A total of 44 plants species belonging to 25 families used for the treatment of malaria in some area of Malaka.  ...  We are indebted to all the tribal informants who have participated and provided their valuable knowledge relevant to this work.  ... 
doi:10.5530/jyp.2018.10.42 fatcat:rpjnyi472jgqtmzxehzmoj42ye

An Integrated Knowledge Discovery and Data Mining Process Model [chapter]

Sumana Sharma, Kweku-Muata Osei-Bryson
2015 Knowledge Discovery Process and Methods to Enhance Organizational Performance  
Osei-Bryson, you are a true scholar with a gentle soul, and I am so grateful that I had you as my advisor.  ...  We start out in Section 1.2 by discussing the difference between the terms knowledge discovery, knowledge discovery in databases (KDD) and knowledge discovery and data mining (KDDM), in an attempt to dispose  ...  Fortunately, there has recently been a renewed call for use of the term Knowledge Discovery and Data Mining (KDDM) in favor of the terms knowledge discovery in databases or data mining (Reinartz 2002  ... 
doi:10.1201/b18231-5 fatcat:cmb5frhjczhcnlmzd5f7u55nvu

Determinants of Agricultural Diversification in a Hotspot Area: Evidence from Colonist and Indigenous Communities in the Sumaco Biosphere Reserve, Ecuadorian Amazon

Bolier Torres, Cristian Vasco, Sven Günter, Thomas Knoke
2018 Sustainability  
With data from a household survey covering migrant settlers and indigenous (Kichwa) communities in the Sumaco Biosphere Reserve (SBR), this study analyses the drivers of agricultural diversification/specialisation  ...  households with Crop-based LS.  ...  Source: Authors computation from survey data PEN/RAVA-SBR, (project grant TF090577), 2008.  ... 
doi:10.3390/su10051432 fatcat:m3tu4cmbgneenb3hjwftq6rn5u

Warm and wet: robust lipase-producing bacteria from the indoor environment [article]

Kristie Tanner, Christian Abendroth, Manuel Porcar
2017 bioRxiv   pre-print
To our knowledge, this is the first report regarding the isolation from an indoor environment of Bacillus strains with a high potential for industry.  ...  A culture-independent approach based on 16S rRNA analysis indicated a high abundance of Proteobacteria in the sauna sample; and, a large amount of Proteobacteria, Firmicutes, Cyanobacteria and Actinobacteria  ...  Further the authors are indebted to E. L. James for inspiring us to choose the title for the present work.  ... 
doi:10.1101/148148 fatcat:4mtpz362kndr3gucqswgs55gdy
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