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Scaling Blockchains: A Comprehensive Survey

Abdelatif Hafid, Abdelhakim Senhaji Hafid, Mustapha Samih
2020 IEEE Access  
Stellar is a global payment system; anyone in the world can become a Stellar user. On Stellar, users can interact directly with the world market [65] .  ...  Stellar can handle and deal with every currency in the world (e.g., dollars and euros), not just cryptocurrencies [65] . C.  ... 
doi:10.1109/access.2020.3007251 fatcat:72oattr4dzfzjoxfe2vvqtvuna

Importance of Blockchain Use in Cross-Border Payments and Evaluation of the Progress in this Area

Orkun BAYRAM
2020 Doğuş Üniversitesi Dergisi  
In this paper we analyze and discuss the significance and progress towards using blockchain technology for cross-border payments through recent literature consisting of research articles and cases.  ...  The research about the use of blockchain for cross-border payment systems is speedily progressing, which is why there is need to frequently emphasize the progress and make assessments.  ...  Stellar could be described as a globally available currency exchange ledger distributed via blockchain. Stellar also has its own cryptocurrency, STR.  ... 
doi:10.31671/dogus.2020.444 fatcat:42hyhcw2pfak5kbfkjsj2ct7na

The use of ict in teaching English grammar in secondary schools

Feruza Erkulova, Umidjon Samandarov, Guzalkhon Samandarova
2020 International Journal on Integrated Education  
Nowadays, in every aspect of our life information, communication and technology (ICT) are playing a vital role.  ...  In this article, we discuss the role of ICT and ways of using of ICT in teaching English Grammar in secondary schools.  ...  It's a global settlement network that is designed to create a fast, secure and low-cost method of transferring money.  ... 
doi:10.31149/ijie.v3i1.297 fatcat:oxydbpjtxje2vagzmlag36i3wy

SPON: Enabling Resilient Inter-Ledgers Payments with an Intrusion-Tolerant Overlay [article]

Lucian Trestioreanu, Cristina Nita-Rotaru, Aanchal Malhotra, Radu State
2021 arXiv   pre-print
In this paper we propose Secure Payments with Overlay Networks (SPON), a service that enables global payments across multiple ledgers by combining the transaction exchange provided by the Interledger protocol  ...  While in many situations payments are still slow, opaque, siloed, expensive or even fail, users expect them to be fast, transparent, cheap, reliable and global.  ...  Our Secure Payments with Overlay Networks (SPON) system provides (1) improved payment latency between ledgers, (2) fault-tolerance to benign failures such as node failures and network partitions, and (  ... 
arXiv:2110.09207v2 fatcat:7xesdscdojanramcoa5ax6dfo4

Prospects and Risks of the Fintech Initiatives in a Global Banking Industry

L. Y. Sloboda, Lviv Educational and Scientific Institute of SHEI "Banking University", O. M. Demianyk, LLC Banks for Institutions UA
2020 Problemi Ekonomiki  
The problems of the flexibility of traditional financial institutions do not coincide with the ever-growing needs of clients to receive the highest quality, cheap and fast financial services.  ...  Prospects and Risks of the Fintech Initiatives in a Global Banking Industry The aim of the study is to outline the main trends, problems, and risks that should be addressed through cooperation between  ...  Net1 provides the biometric technology and a customer onboarding process. 8. ICICI Bank is cooperating with Stellar to build a blockchain payments system.  ... 
doi:10.32983/2222-0712-2020-1-275-282 fatcat:z3crrwbipjadpcvezbvrmpdtwu

The Economic Effect of Bitcoin Halving Events on the U.S. Capital Market [chapter]

Dina El Mahdy
2021 Cryptocurrency Economy [Working Title]  
The study also discusses challenges related to bitcoin such as: cryptocurrencies substitution, cross border financing, cyber risk and security, and benefits in terms of the effect of coronavirus on the  ...  Bitcoin is a digital asset that was first mined in January 2009 after the global financial crisis of 2007–2008.  ...  Bitcoin was invented to cross borders and barriers, facilitate fast payment, reduce market frictions and transactions costs.  ... 
doi:10.5772/intechopen.96791 fatcat:lsxbg3mrpngerbb2pdqag5rrmy

Study Regarding Romanian Students' Perception and Behaviour Concerning the Fintech Area with a Focus on Cryptocurrencies and Online Payments

Florin Duma, Faculty of European Studies, Babeș-Bolyai University Cluj Napoca, Raluca Gligor, Faculty of European Studies, Babeș-Bolyai University Cluj Napoca
2018 Modelling the New Europe  
to focus in this preliminary study, only on the blockchain technology and cryptocurrencies and in relation to these, on the online payments.  ...  with the help of a questionnaire applied on some of the students of the Faculty of European Studies from Babeș-Bolyai University.  ...  , but mostly the fact that these represent a very practical way of making online payments in a secured manner, fast and almost costs free.  ... 
doi:10.24193/ojmne.2018.27.04 fatcat:fjtenxut7fd4fbvsa5ipfmdgw4

Is Stellar As Secure As You Think? [article]

Minjeong Kim, Yujin Kwon, Yongdae Kim
2019 arXiv   pre-print
Then, to analyze the security of the Stellar consensus protocol (SCP), which is a construction for FBA, we investigate the current quorum slices in Stellar.  ...  In this study, we analyze FBA, whose security is highly dependent on the structure of quorum slices, and demonstrate that it is not superior to the traditional BFT algorithm in terms of safety and liveness  ...  For example, IBM is providing a blockchainbased payment system with Stellar and runs nine validators.  ... 
arXiv:1904.13302v1 fatcat:jreemdckojdyrhwtdjpzkw4ouq

An overview on smart contracts: Challenges, advances and platforms

Zibin Zheng, Shaoan Xie, Hong-Ning Dai, Weili Chen, Xiangping Chen, Jian Weng, Muhammad Imran
2019 Future generations computer systems  
We also compare typical smart contract platforms and give a categorization of smart contract applications along with some representative examples.  ...  As a result, smart contracts can cut down administration and save services costs, improve the efficiency of business processes and reduce the risks.  ...  and the Fundamental Research Funds for the Central Universities.  ... 
doi:10.1016/j.future.2019.12.019 fatcat:usxpqm6vpzhefekeeukbwj4sku

Performance Evaluation of Various Block Chain Platforms

2019 International journal of recent technology and engineering  
Blockchain for business environment provides a way to execute multiple transactions with multi-users in a much secured manner.  ...  Blockchain is a decentralized data processing and sharing platform that enables multiple domains that do not trust each other to cooperate, coordinate and collaborate in a rational decision making process  ...   Hedera Hashgraph Hedera Hashgraph [19] is a secure ,fast and fair distributed ledger platform developed by Leemon Baird in the year 2016.  ... 
doi:10.35940/ijrte.c1126.1083s19 fatcat:aggthkff7ragjpcfdkchksmf3q

Platform Business in Korea: Advent and Growth of Kakao

Yoo-Jin Han, J. Horák, T. Lee, E. Dolejšová
2022 SHS Web of Conferences  
With the rapid development of ICT technology, a platform business is exerting a dominant influence in various fields.  ...  This company started to be distributed to Korean consumers in 2010 and is currently exercising its market influence in various fields such as commerce, entertainment, finance, and transportation, and more  ...  However, it secured a quality blogger with a system that supports writers with good ideas and skills.  ... 
doi:10.1051/shsconf/202213202001 fatcat:uin3xsmiarbphf3vq4euwoglfe

Ripple: Overview and Outlook [chapter]

Frederik Armknecht, Ghassan O. Karame, Avikarsha Mandal, Franck Youssef, Erik Zenner
2015 Lecture Notes in Computer Science  
In this paper, we remedy this problem and we analyze the deployment and security provisions of the Ripple payment system.  ...  Ripple is a payment system and a digital currency which evolved completely independently of Bitcoin.  ...  Unlike Bitcoin, Ripple inherently supports fast payments.  ... 
doi:10.1007/978-3-319-22846-4_10 fatcat:rstdit5eufd7vm35eidzbh5jq4

Technical Comparison Aspects of Leading Blockchain-Based Platforms on Key Characteristics

Alexander Ivanov, Yevhenii Babichenko, Hlib Kanunnikov, Paul Karpus, Leonid Foiu­-Khatskevych, Roman Kravchenko, Kyrylo Gorokhovskyi, Ievhen Nevmerzhitskyi
2018 NaUKMA Research Papers Computer Science  
As an example, consider the world famous platforms Ethereum, Nem, and Stellar. Each of them allows to develop decentralized applications, issue tokens, and execute transactions.  ...  Implementation of token issuance, use of test and public networks, execution of transactions, analysis of the development team and the community, analysis of the user interface and the developer interface  ...  makes setup of payment gateways and currency exchanges simple and fast.  ... 
doi:10.18523/2617-3808.2018.58-64 fatcat:efhkh2qqlfejhke5sn4mlyogk4

Digital and Digitalized Economy in EMs: A Focus on Turkey [chapter]

Gonca Atici
2020 Emerging Markets [Working Title]  
Decreasing trust in monetary authorities and tools as a side effect of global financial crisis, decreasing demand for cash as a precaution towards virus, increasing demand for fast payment, increasing  ...  This study aims to explore leading game changers, potential use cases and their potential impacts on EMs with a special focus on Turkey.  ...  In order to make clear the difference, it is stated that cryptocurrency cannot be deem as an electronic money under The Law on Payment and Securities Settlement Systems, Payment Services and Electronic  ... 
doi:10.5772/intechopen.94494 fatcat:zldweh4ygjhpjn3kdrqzfmxzpy

India's E-Commerce Industry's Growth and Projected Breakthroughs

Abdul Shareef Pallivalappil, N. Jagadeesha S.
2021 Zenodo  
Additionally, it discusses the problems and potential associated with E-commerce in India with in context of the global marketplace.  ...  Findings/Results: India's E-commerce sector has the potential to grow further if the government provides legal protection and a platform for it, and if both local and global commerce are enabled to exercise  ...  With fast-paced lifestyles, fierce rivalry, and money changing hands in a matter of seconds, the internet market is always expanding.  ... 
doi:10.5281/zenodo.5773740 fatcat:eo2lmi426zc53pkdtvbpu7syza
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