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Standardized Payment Procedures as Key Enabling Factor for Mobile Commerce [chapter]

Nina Kreyer, Key Pousttchi, Klaus Turowski
2002 Lecture Notes in Computer Science  
In this paper we reflect on the acceptance of mobile payment and examine the characteristics of current mobile payment procedures.  ...  Finally, a prospect is given to possible further development of mobile payment procedures in the direction of an integrative universal mobile payment system (UMPS).  ...  The Mobile Money Standard Type The mobile money standard type is defined by the instance token-based of the characteristic basis of payment.  ... 
doi:10.1007/3-540-45705-4_41 fatcat:cnrilhuxtre4xkfmeaob7pn23q

Analyzing the Elements of the Business Model for Mobile Payment Service Provision

Key Pousttchi, Max Schiessler, Dietmar G. Wiedemann
2007 International Conference on the Management of Mobile Business (ICMB 2007)  
These models allow for categorization of any given mobile payment business model and, based on this, structured comparison of different business models.  ...  In this paper, we use literature review and multi case study analysis in order to identify and analyze different elements of a mobile payment business model.  ...  In order to provide a framework for mobile payment business models we first identified and classified relevant characteristics of mobile payment business models.  ... 
doi:10.1109/icmb.2007.16 dblp:conf/icmb/PousttchiSW07 fatcat:qohwrwv32jfonggexsveijskvm

Mobile Payment Procedures: Scope and Characteristics

Kreyer, Pousttchi, Turowski
2003 e-Service Journal  
The acceptance of mobile payment procedures depends on costs, security and convenience issues.  ...  Thus, the existence of standardized and widely accepted mobile payment procedures is crucial for successful business-to-customer mobile commerce.  ...  Morphological Box of MP Characteristics and Instances According to the results of chapter 3.1 to 3.3 the main characteristics of MP procedures and their instances can be combined.  ... 
doi:10.2979/esj.2003.2.3.7 fatcat:pqqln35gqvcbnnoo7gxiawgjqy

Evaluating the Utilisation of Mobile Devices in Online Payments from the Consumer Perspective

Thair AlDala
2010 Journal of Convergence Information Technology  
This paper presents empirical results of a study intended to evaluate the use of mobile devices for online payments.  ...  The mobile device can be used as an assistance device to increase consumer use of online payment systems.  ...  Participant's characteristics In this research we conducted a written survey with people experienced in using online payment procedures in order to evaluate the utilisation of mpayment procedures for online  ... 
doi:10.4156/jcit.vol5.issue2.1 fatcat:n4bpmbivercj7a7qlisgbu6fy4

Assessing the Role of Trust in Merchant Adoption of Mobile Payments in Ghana [chapter]

Eunice Yeboah, Richard Boateng, Acheampong Owusu, Eric Afful-Dadzie, Joshua Ofori-Amanfo
2020 Lecture Notes in Computer Science  
This was done by Conceptualising the characteristics of the service provider and technology characteristics as the two dimensions that could influence merchant adoption of mobile payments.  ...  Moreover, the findings indicate mobile service provider characteristics and the mobile technology characteristics are both imperative toward building trust in mobile payment systems for merchants' adoption  ...  Moreover, the characteristics of the service provider of mobile payment and the mobile technology features are both imperative to build trust in mobile payment systems for merchants' adoption.  ... 
doi:10.1007/978-3-030-44999-5_17 fatcat:3luajgszgvawrbhk26qalg7r6a

Integration of Biometric authentication procedure in customer oriented payment system in trusted mobile devices

Vibha Kaw Raina
2011 International Journal of Advanced Information Technology  
Mobile payments have become an important application in daily activities. The unique advantage of mobile payments over traditional payments has led to tremendous growth of mobile phones.  ...  In this paper we propose a multi modal biometric authentication procedure with respect to payment systems and integrate this model with our previous work.  ...  Introduction A mobile payment is the process of two parties exchanging financial value using mobile device in return for goods and services.  ... 
doi:10.5121/ijitcs.2011.1602 fatcat:n3rbesafobgahbhrdgb4kurzom

Introduction to special issue: mobile business and information systems

Norm Archer
2008 Information Systems and E-Business Management  
They tested models in which innovativeness, flexibility, status, and entertainment value were related to applications of mobile services, concluding that characteristics and user values of mobile services  ...  addresses mobile home automation, involving the integration of mobile application platforms and home automation technologies.  ...  They use a Business Model Ontology to develop a Mobile Payment Business Model Framework that was derived from a multiple case study of 27 mobile payment procedures.  ... 
doi:10.1007/s10257-008-0100-6 fatcat:dchejyysozdkfjpzly2ornd5ti

An open financial services architecture based on the use of intelligent mobile devices

Apostolos Kousaridas, George Parissis, Theodore Apostolopoulos
2008 Electronic Commerce Research and Applications  
The scope of this paper is to explore, analyze and develop a universal architecture that supports mobile payments and mobile banking, taking into consideration the third and the emerging fourth generation  ...  Interaction and cooperation between payment and banking systems, integration of existing technologies and exploitation of intelligent procedures provide the prospect to develop an open financial services  ...  Furthermore, we also wish to thank the E-Commerce Research and Applications m-payments special issue editors, Robert J.  ... 
doi:10.1016/j.elerap.2007.04.003 fatcat:shp4jhxibfehply4drpm5pzg64

Understanding the Sustainable Usage Intention of Mobile Payment Technology in Korea: Cross-Countries Comparison of Chinese and Korean Users

Lin, Wu, Lim, Han, Chen
2019 Sustainability  
Mobile payment (m-payment) enables consumers to perform their payment tasks via a mobile technology platform.  ...  model, which details the complementary relationship between the objective measures, subjective perception of m-payment services, and m-payment technology–task fit characteristics.  ...  Even if some other studies occasionally illustrated the characteristics of mobile payment technology, they failed to propose an integrated model for mobile payment transaction by connecting user satisfaction  ... 
doi:10.3390/su11195532 fatcat:b2s3fuzyuva2hfof2g4kinkyny

A New Mobile Payment Method for Embedded Systems Using Light Signal [chapter]

Hoyoung Hwang, Moonhaeng Huh, Siwoo Byun, Sungsoo Lim
2007 Lecture Notes in Computer Science  
Therefore, the production cost of the mobile devices increases, and the complexity and the size of the mobile devices grow.  ...  This paper presents a new type of digital payment method and algorithm for embedded systems including mobile phone and other handheld devices.  ...  The mobile payment procedure is similar to the mobile game play procedure.  ... 
doi:10.1007/978-3-540-72590-9_135 fatcat:zy33mkr4k5a4fkbs3zpqqnzc5i

Building a Secure Mobile Payment Protocol in the Cloud

Liping Du, Guifen Zhao, Ying Li
2016 Open Journal of Social Sciences  
The identity authenticity of mobile payment user, the confidentiality and non repudiation of information transmitted in the mobile payment process are all the main secure problems.  ...  This paper is mainly to resolve the secure problems of mobile payment business which the remote payment is their main businesses.  ...  The Research of Mobile Secure Payment Protocol Through the analysis of existing mobile payment process, and the mobile terminal device and wireless network environment own characteristics, this paper proposes  ... 
doi:10.4236/jss.2016.47009 fatcat:d445rfvqkvgzfob56dwqz5hheu

Importance Electronic Payment System for Economy

Abdulmunm Saadi
2021 International Journal of Scientific and Research Publications (IJSRP)  
There is a large number of benefits that the application of information technologies in the field of electronic business such as cost reduction, increase efficiency, innovation, mobility, etc.  ...  In order for financial speculation to adapt its range of products and services through new distribution channels, new modern information technologies in the field of electronic payment are used.  ...  Payment procedure is as follows: The user is ordered by the mobile phone or service, and then the SMS message receives information about successfully implemented order.  ... 
doi:10.29322/ijsrp.11.08.2021.p11666 fatcat:c3gekxvwl5clzlvpytpn2cwimq

Exploring consumer adoption of mobile payments – A qualitative study

Niina Mallat
2007 Journal of strategic information systems  
There are, however, several barriers to the adoption of mobile payments, including premium pricing of the payments, complexity of payment procedures, a lack of widespread merchant acceptance, and perceived  ...  Interestingly, the findings suggest that the relative advantages of mobile payments depend on certain situational factors such as lack of other payment methods or urgency.  ...  Acknowledgements The data for this study was collected in the Micropayment project in Helsinki School of Economics.  ... 
doi:10.1016/j.jsis.2007.08.001 fatcat:umouf447cfh5plicl3fapod6jm

Mobile Payments, Demographics and Firm Performance in Kenya

Adrian Kamotho Njenga, Kate Litondo, Germano Mwabu
2021 European Scientific Journal  
Additionally, consumer characteristics have a significant moderating effect on the relationship between mobile payments and profitability of supermarkets.  ...  Empirical results from logit regression analysis reveal that the use of a mobile to make payments in supermarkets directly impacts the performance of supermarkets.  ...  Standardized interconnectedness and wide acceptance of mobile payment procedures, enables secure transfer of money between devices.  ... 
doi:10.19044/esj.2021.v17n38p58 fatcat:k5itrm5pxrckdlmc4snvzriqeq

Exploring the Factors that Have Impact On Consumers' Trust in Mobile Payment Systems in Australia

Domingos Yamaguti Mondego, Ergun Gide
2020 Journal of Information Systems and Technology Management  
With the evolution of the payment methods, shifting from paper-based to electronic-based, building consumer trust has become a vital element for the success of businesses involved in the mobile payment  ...  In this context, the aim of this study was to delve deeper into the factors that have impact on consumers trust in mobile payment systems (MPS) in Australia.  ...  PED Personal Characteristics -Education 0.473 0.446 PET Personal Characteristics -Ethnicity 0.340 0.415 Trust TR_1 Trust is an essential factor in mobile payment adoption 0.039 0.310  ... 
doi:10.4301/s1807-1775202017009 fatcat:yfymrzhxuvagfbjdkr2s6aa6e4
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