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Evaluation of Distributed Intelligence on the Smart Card [article]

Kazuo J. Ezawa, Greg Napiorkowski, Mariusz Kossarski
2013 arXiv   pre-print
We describe challenges in the risk management of smart card based electronic cash industry and describe a method to evaluate the effectiveness of distributed intelligence on the smart card.  ...  More specifically, we discuss the evaluation of distributed intelligence function called "on-chip risk management" of the smart card for the global electronic cash payment application using micro dynamic  ...  GLOBAL SMART CARD BASED ELECTRONIC CASH PRODUCT The global smart card based electronic cash product such as Mondex electronic cash has the security and the risk management to prevent, detect, contain,  ... 
arXiv:1301.6693v1 fatcat:nsieijdeb5gm7orek3zthg6bpi

A Survey of Awareness about Security in E-payment System

Deepak Mathur
2017 International Journal Of Mechanical Engineering And Information Technology  
E-Payment system is secure, there should be no threat to the user credit card number, smart card or other personal detail, payment can be carried out without involvement of third party, It makes E payment  ...  In an ecommerce environment, payments take the form of money exchange in an electronic form, and are therefore called Electronic Payment.  ...  card, electronic cheque, and electronic cash.  ... 
doi:10.18535/ijmeit/v5i3.01 fatcat:ewps3cwl65dunnpwgdbp3wuxxq

DEVELOPMENT FACTORS FOR DIGITAL TRANSFORMATION OF BANKING AND TRANSPORT INFRASTRUCTURE OF UKRAINE [chapter]

Liudmyla Shemaieva, National Institute for Strategic Studies, Dmytro Hladkykh, Volodymyr Shemayev, National Institute for Strategic Studies, National Aviation University
2020 Corporate management: from creation to success  
to existing payment instruments (cash, payment cards and electronic money).  ...  trends: reduction of the share of cash payments, development of the infrastructure of non-cash payments and electronic banking.  ... 
doi:10.36690/cmcs-112 fatcat:emkistmt4jhhlcmlslzdr3iyie

A Secure Electronic Commerce Environment : Only with "Smart Cards" [chapter]

William J. Caelli
1999 IFIP Advances in Information and Communication Technology  
Smart cards, coupled with associated trustworthy reader/writer/terminal facilities, appear to be the most suitable method to create such necessary trust in electronic commerce facilities, providing a "  ...  security services and mechanisms in a trusted systems environment capable of being independently assessed as being effective.  ...  SMART CARD BASED SUB-SYSTEMS -KEY TO TOKEN BASED SECURITY IN ELECTRONIC COMMERCE.  ... 
doi:10.1007/978-0-387-35575-7_18 fatcat:5ufue24wtvfx3bdm2mme2rrfee

A Survey on E-Payment Systems: Elements, Adoption, Architecture, Challenges and Security Concepts

Muddassir Masihuddin, Burhan Ul Islam Khan, M. Mueen Ul Islam Mattoo, Rashidah F. Olanrewaju
2017 Indian Journal of Science and Technology  
Methods/Statistical Analysis: In this paper, a comprehensive survey on all the aspects of electronic payment was conducted after analysis of several research studies on online payment systems.  ...  of a nation.  ...  Another name for the smart card is a chip card 38 . Smart cards are able to store individual/related data about the business of client.  ... 
doi:10.17485/ijst/2017/v10i20/113930 fatcat:mczf4kbafzd33dirk5fkzsq45u

A Survey on E-Payment Systems: Elements, Adoption, Architecture, Challenges and Security Concepts

Muddassir Masihuddin, Burhan Ul Islam Khan, M. Mueen Ul Islam Mattoo, Rashidah F. Olanrewaju
2017 Indian Journal of Science and Technology  
Methods/Statistical Analysis: In this paper, a comprehensive survey on all the aspects of electronic payment was conducted after analysis of several research studies on online payment systems.  ...  of a nation.  ...  Another name for the smart card is a chip card 38 . Smart cards are able to store individual/related data about the business of client.  ... 
doi:10.17485/ijst/2017/v10i19/113930 fatcat:zso74kuxtbdkjc243zvtx5crda

Reengineering Money: The Mondex Stored Value Card and Beyond

Eric K. Clemons, David C. Croson, Bruce W. Weber
1996 International Journal of Electronic Commerce  
After analyzing the economics of the proposed Mondex electronic cash system, including suggesting sources of gain for multiple channel members, we conclude that the major challenges in the global implementation  ...  Electronic cash systems, such as Mondex, seek to re-engineer cash payments.  ...  With PINS and smart cards. these ibrrns &an be used for on-line purchases of services as well.  ... 
doi:10.1080/10864415.1996.11518281 fatcat:hg33rfpbujfyvad65zvaclvia4

Reengineering money: the Mondex stored value card and beyond

E.K. Clemons, D.C. Croson, B.W. Weber
1996 Proceedings of HICSS-29: 29th Hawaii International Conference on System Sciences  
After analyzing the economics of the proposed Mondex electronic cash system, including suggesting sources of gain for multiple channel members, we conclude that the major challenges in the global implementation  ...  Electronic cash systems, such as Mondex, seek to re-engineer cash payments.  ...  With PINS and smart cards. these ibrrns &an be used for on-line purchases of services as well.  ... 
doi:10.1109/hicss.1996.495345 dblp:conf/hicss/ClemonsCW96 fatcat:z34hkfow7vhezck7txdssgum2i

A Compendious Study of Online Payment Systems: Past Developments, Present Impact, and Future Considerations

Burhan Ul, Rashidah F., Asifa Mehraj, Adil Ahmad, Shahul Assad
2017 International Journal of Advanced Computer Science and Applications  
The advent of e-commerce together with the growth of the Internet promoted the digitisation of the payment process with the provision of various online payment methods like electronic cash, debit cards  ...  Nevertheless, various obstacles have been identified in the adoption of online payment methods; thus, some measures have to be taken for granting this industry a hopeful future.  ...  Besides smart cards, a large number of electronic cash systems like Clic-e and Virtual BBVA have also been set up.  ... 
doi:10.14569/ijacsa.2017.080532 fatcat:liid5btrgbglrjg5is72kxnifu

Towards a holistic analysis of mobile payments: A multiple perspectives approach

Jan Ondrus, Yves Pigneur
2006 Electronic Commerce Research and Applications  
For this purpose, we propose to conduct two disruption analyses to draw the disruptiveness profile of mobile payment solutions compared to other payment instruments.  ...  Then, we try to discover what factors have hindered the technical and commercial development by using a DSS based on a multi-criteria decision making method called Electre I.  ...  One of the first solution launched in the middle of the nineties was Proton, a Belgian nation-wide scale electronic purse based on smart card. This technology was exported in other countries.  ... 
doi:10.1016/j.elerap.2005.09.003 fatcat:5zcgw4xem5bcjd7je4cyi4jrre

ATM Shield: Analysis of Multitier Security Issues of ATM in the Context of Bangladesh

Md. Raqibul Hasan Rumman, Atish Sarker, Md. Majharul Islam, Md. Imdadul Hoque, Robin Kuri
2020 Journal of Experimental Sciences  
In particular, we develop a prototype model for the utilization of three tier security equipped ATM to provide security solutions against must of the well-known breaches.  ...  In this research article, the tools and techniques of ATM fraud are contemplated. A secure three layer electronic transaction mechanism of ATM is developed to prevent ATM frauds.  ...  is one of the common threats for common users.  ... 
doi:10.25081/jes.2020.v11.6201 fatcat:t4o4xwr7f5cdzb2nfoa2ni3534

Digitisation in Banking

Samita V. Dalvi
2018 International Journal of Trend in Scientific Research and Development  
Digitalization is inevitable for banking industry and hence "Hop on the digitalisation express" should be the goal of every bank in the world.  ...  Millenials are more eager to do their banking transactions and financial planning via e-banking and hence a key to success of banks is offering everything on electronic media.  ...  of misplacement of cash or the potential for uced to a great extent, , digital cash can be traced and accounted for more accurately in cases of disputes.  ... 
doi:10.31142/ijtsrd18704 fatcat:lrw4qqs5jfh7jdxasqeo3mwqxa

Security Evaluation Schemas for the Public and Private Market with a Focus on Smart Card Systems [chapter]

Eberhard von Faber
1999 Lecture Notes in Computer Science  
Especially trade-off situations typical of smart card evaluations are discussed.  ...  Then observations about smart card evaluations are discussed demonstrating that the evaluation or approval process itself effects the evidence of the assurance and the value of evaluation verdicts.  ...  For instance in banking applications (like the POS debit electronic cash system which uses the eurocheque card in Europe and many smart card based electronic purse systems like GeldKarte in Germany) the  ... 
doi:10.1007/3-540-48059-5_17 fatcat:obwdb3nd7reilbqqks7fktcwcq

A Critical Analysis of Cashless Banking Policy in Nigeria

Ezuwore- Obodoekwe C. N, Eyisi A.S, Emengini S.E, Alio Felix Chukwubuzo
2014 IOSR Journal of Business and Management  
The banks are to engage the services of the Central Bank of Nigeria (CBN) licensed cash-in-transit ( CIT) companies to aid cash movements to and from their banks at mutually agreed terms.  ...  The cashless system has become necessary to promote the use of electronic means of transaction towards making Nigeria a cashless economy in the nearest future, where clumsy and expensive-tohandle coins  ...  in 1996 to introduce a financial product (a closed system electronic purse) known as the Electronic Smart Card Account (FSCA).  ... 
doi:10.9790/487x-16553042 fatcat:csfnzfr4sjh7jfcfzdhnmxdiju

Failures and Successes: Notes on the Development of Electronic Cash

Felix Stalder
2002 The Information Society  
Between 1997 and 2001, two mid-sized communities in Canada hosted North America's most comprehensive experiment to introduce electronic cash and, in the process, replace physical cash for casual, low value  ...  Using the concepts developed in recent Science and Technology Studies (STS) this article analyses these controversies as resulting from the difficulties of fitting electronic cash, a new socio-technical  ...  Similarly, the threat of tax evasion due to electronic cash was assessed to be minimal (Congressional Budget Office 1996) .  ... 
doi:10.1080/01972240290074968 fatcat:mdzffzkjb5g4jiexpnyssajqry
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