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An Empirical Assessment of Security Risks of Global Android Banking Apps [article]

Sen Chen, Lingling Fan, Guozhu Meng, Ting Su, Minhui Xue, Yinxing Xue, Yang Liu, Lihua Xu
2020 arXiv   pre-print
To complement the capability of existing tools in data-related weakness detection, we propose a three-phase automated security risk assessment system, named AUSERA, which leverages static program analysis  ...  By leveraging AUSERA, we collect 2,157 weaknesses in 693 real-world banking apps across 83 countries, which we use as a basis to conduct a comprehensive empirical study from different aspects, such as  ...  This work is partially supported by the National Satellite of Excellence in Trustworthy Software System (Award No.  ... 
arXiv:1805.05236v5 fatcat:jfky26xmg5f2raijiddda6ouhe

Development of ITC E- Choupal Based Rural Financial Inclusion Model

Shikha Sharma, Sanjeev K. Sharma
2017 Indian Journal of Finance  
, adequate, low-cost financial service delivery models; (ii) help provide a framework of incentives for the various bank, insurance, and non-bank actors involved, while ensuring fair conditions of competition  ...  Endorsement of the attached Principles represents a first step towards building a framework to improve access to a full range of financial services for poor people.  ...  This paper presents a framework for understanding both financial capability and branchless banking as two tools for financial inclusion of low-income consumers in developing countries.  ... 
doi:10.17010/ijf/2017/v11i10/118773 fatcat:73vlcr54pjghhgne46aip3fdoq

Understanding Android Financial MalwareAttacks:Taxonomy, Characterization,and Challenges

Andi Fitriah Abdul Kadir, Natalia Stakhanova, Ali A. Ghorbani
2018 Journal of Cyber Security and Mobility  
We discuss the characterization of these families in terms of malware installation, activation and attacks, and derive a set of research question: how does the malware spread to the Android users?,  ...  In order to evaluate the proposed taxonomy, we gathered a large collection of Android financial malware samples representing 32 families, which are selected based on the main characteristics defined in  ...  Acknowledgment The authors gratefully acknowledge the funding from Ministry of Education Malaysia (MOE) and International Islamic University Malaysia (IIUM).  ... 
doi:10.13052/jcsm2245-1439.732 fatcat:2mnysyjfa5fxlaxxvfmf3jxuzi

Long-term Investments and Financial Structure

Noriyuki Yanagawa
2000 International Review of Finance  
in Brazil, and; an evaluation of a two-day training programme to promote banking and savings among clients of a branchless banking scheme in India.  ...  While most early studies reviewed in this study originated in developed countries, a number of more recent studies have come from outside the developed country context, at least partly by design.  ... 
doi:10.1111/1468-2443.00004 fatcat:gbz55ywi65bo3jzhciyg3bx2gu

Identification for Development: The Biometrics Revolution

Alan Gelb, Julia Clark
2013 Social Science Research Network  
Many programs now aim to provide individuals in poor countries with more robust official identity, often in the context of the delivery of particular services.  ...  Within such a strategic framework, countries and donors can work to close the identification gap, and in the process improve both inclusion and the efficiency of many programs.  ...  According to a UNICEF analysis, in 2000 some 36 percent of children worldwide and 40 percent of children in the developing world were not registered at birth.  ... 
doi:10.2139/ssrn.2226594 fatcat:tbcm7dn6hfgx3f47owsbz3vria

Financial inclusion in Africa: Lessons and implications [chapter]

Munacinga C. Simatele, University of Fort Hare
2021 Financial inclusion: Basic theories and empirical evidence from African countries  
An understanding of the transmission mechanisms is fundamental to effective application. Moreover, a rapidly developing discourse in financial inclusion literature is digital finance.  ...  The case studies cover a broad area of topics most important to African countries and highlight the unique African setting.  ...  Source: Bank of Uganda Mobile Money Statistics 2020.  ... 
doi:10.4102/aosis.2021.bk255.12 fatcat:jrzzcrzikzh7xbtd7zvpx4xane

Recent developments, current situation and prospects for financial inclusion among small-scale rural producers in Costa Rica [chapter]

José Antonio Vásquez R., Melvin Bermúdez, Ronald Rojas, José Antonio Vásquez C.
2018 Financial Inclusion of Small Rural Producers  
ECLAC acknowledges the financial support provided by the International Fund for Agricultural Development (IFAD) for the case studies conducted on the financial inclusion of small rural producers and for  ...  the publication of this book.  ...  2 Mexico has a total of six development banks and one rural financial institution.  ... 
doi:10.18356/07aabd3e-en fatcat:afubg3wdynag5k3hs7a54zacpa


Namig Isazade
2022 Zenodo  
PROCEEDINGS OF AZERBAIJAN HIGH TECHNICAL EDUCATIONAL INSTITUTIONS  ...  ACKNOWLEDGEMENTS (Times New Roman, 12 Bold) [List here any individuals who contributed in the work but do not qualify for authorship base on the above criteria.]  ...  In addition, as the population density of young people is increasing in our country, banks aiming to create a young mass, are engaged in such activities to reduce costs.  ... 
doi:10.5281/zenodo.6377475 fatcat:ohdqbun5lbhupfhyrumimofasm

Causal Loop Diagramming of Socioeconomic Impacts of COVID-19: State-of-the-Art, Gaps and Good Practices

Nikita Strelkovskii, Elena Rovenskaya
2021 Systems  
We revealed and reviewed eight studies which developed causal loop diagrams (CLDs) to assess the impact of the COVID-19 pandemic on a broader socioeconomic system.  ...  We suggest that increasing transparency and rigor of the CLD development processes can help to overcome the lack of systems thinking applications to address the challenges of the COVID-19 crisis.  ...  15 Although six out of eight reviewed CLDs account for time delays for some of the links helping to qualitatively understand the speed of impact propagation, this still does not enable a formal analysis  ... 
doi:10.3390/systems9030065 fatcat:keiiackm2zflnknr7lrtor2fmi

Sanitary Condition Of Some Hand Dug Wells In Zaria City, Northern Nigeria

Abduljalal Abdulsalam
2013 IOSR Journal of Environmental Science Toxicology and Food Technology  
The study recommended that vigorous environmental education programmes should be embarked upon to public on a proper ethics of citing wells.  ...  This paper examines the sanitary-risk factors in relation to some hand-dug wells in Zaria city of Kaduna State.  ...  They thank FAO and USDA organisations for making the soil guidelines available as used in this study.  ... 
doi:10.9790/2402-0260103 fatcat:iii4qwrembcztdzzpns3wewyfm

Prospectus 2010 Editorial Committee

Rahman Wasiqur, Ms Khan, Nausheen, Mr Afroza Sultana, Kumar Monojit, Mr Ojha, Mr Arifuzzaman, Khaleq Newaz
2009 unpublished
conduct research ;Data file utilizing a statistical software program ;Use raw dataset to conduct data cleaning, recoding and creation of variables for preliminary data analysis; Research question applicable  ...  MPH 520-Quantitative Research Methods Various study designs ,specific research questions and field settings from a public health issue ; Independent and dependent variables ; Concepts of reliability and  ...  It focuses on application of the marketing management principles, tools and techniques in the marketing of bank services.  ... 

Prometheus wired: the hope for democracy in the age of network technology

2001 ChoiceReviews  
of a new "information society", the rush of governments to dispense public resources in developing digital infrastructure, the reconfiguration of education systems in observance of perceived technological  ...  For a brief summary of the development of the myth, see Olga Raggio, "The Myth of Prometheus: Its Sunrival and Metamorphoses up to the Eighteenth Century", Journal of t h Warbourg and Courtauld Institutes  ...  Following this, a series of chapters will discuss the politics of network techn01ogy via an application of the philosophical tools reviewed in Chapter I ' to a number of the current debates about this  ... 
doi:10.5860/choice.38-2996 fatcat:r6oqbybt7rhx5acnwrai6rszny

Taming Financial Capital: The Role and Limitation of Basel Capital Regulation in Pakistan

Shazaib Butt
The study employed dual methodology utilising both primary and secondary data. A Liker-scale questionnaire was administered in addition to deploying panel data approach.  ...  The study investigates the role of International Basel Capital Regulation in taming the financial capital via improving risk management in banking.  ...  Acknowledgment My special thanks to Professor Vassilis K. Fouskas, for guidance, feedback and encouragement in completing this thesis. I would also like to acknowledge efforts and  ... 
doi:10.15123/pub.6393 fatcat:q6zezh3uofg23aclvz5mh77vky

Effects of Corporate Social Responsibility on Market Performance: The Case of Commercial Bank of Ethiopia

Dereje Asegedew
It has been possible to see a significant positive relationship between the Bank's CSR activities and the achievement of the business development targets  ...  The dependent variable being achievement of Market Performance of the Bank , the independent variable are the actual practice of the Bank in CSR activities, the motive of the Bank behind CSR implementation  ...  Moreover, as the Bank currently pursues branchless banking, an account holder is normally a customer to every branch throughout the country.  ... 
doi:10.20372/nadre/17565 fatcat:egg45umqxfcyrfzeaeo46zmyge

Vol. 4 No. 3 (2016): Climate Change Mitigation and Adaptation in Agriculture and Food Systems

(:Unkn) Unknown, Universität Kassel
Information about the author: Jessica Lucinda Amprako is a student of M.Sc. International Food Business and Consumer Studies, University of Kassel, Germany.  ...  Conflict of Interests The authors hereby declare that there are no conflicts of interest and the views expressed in this study are the authors' and do not necessarily reflect those of the FAO or the University  ...  In addition, BNI and BRI are two banks that have been approved to launch a branchless banking scheme, namely Laku Pandai.  ... 
doi:10.17170/kobra-202104163698 fatcat:6amkox5k55dbvdmc7s3ltx5xn4
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