@article{bychkova_2020, 
  title={FINANCIAL ACCOUNTING: A PRACTICAL APP}, 
  volume={2018}, 
  DOI={10.36629/2686-7788-2020-247-251}, 
  abstractNote={<jats:p>The proposed simple methods to calculate the schedule of payments on the annuity&#x0D;
loan and the effective interest rate calculation to make informed decisions on borrowing.</jats:p>}, 
  publisher={Angarsk State Technical University}, 
  author={Bychkova, Gul'fira}, 
  year={2020}, 
  month={Mar}
  }