@article{antal_şumandea-simionescu_2015, 
  title={Possible Solutions to the Question of Insolvency – Empirical Analysis Regarding the Degree of Exposure of the Solvency of Romanian Insurance Companies}, 
  volume={32}, 
  DOI={10.1016/s2212-5671(15)01407-0}, 
  publisher={Elsevier BV}, 
  author={Antal and Şumandea-Simionescu}, 
  year={2015}
  }