@article{ogwumike_aderemi_ofoegbu, 
  title={A Micro-Analysis of the Life Cycle Model and Savings Determinants with Late Labour Engagement}, 
  volume={33}, 
  DOI={10.15002/00022547}, 
  publisher={The Institute of Comparative Economic Studies, Hosei University}, 
  author={Ogwumike, Fidelis and Aderemi, Taiwo Adekunte and Ofoegbu, Donald}
  }