@article{öztürk_gezer_2021, 
  title={VERİ ZARFLAMA ANALİZİ İLE TÜRKİYE'DEKİ BANKALARIN KARTLI ÖDEME SİSTEMLERİNİN ETKİNLİĞİNİN İNCELENMESİ}, 
  DOI={10.17130/ijmeb.839211}, 
  publisher={International Journal of Management Economics and Business}, 
  author={ÖZTÜRK, Fatih and GEZER, İlker}, 
  year={2021}, 
  month={Apr}
  }