@inproceedings{novian_2020, title={The Influence of Account Officer Development on the Smoothness of Murabahah Financing Returns (Case Study at Bank Syariah Mandiri, Bandar Lampung, Indonesia)}, DOI={10.4108/eai.26-9-2020.2302680}, publisher={EAI}, author={Novian, Hendra}, year={2020} }